Everything you need to know about credit cards: welcome offers, credits, earning rates, special promotions, etc.
At $395 a year, the Atmos™ Rewards Summit Visa Infinite® Credit Card sits in premium territory, and whether it earns a spot in your wallet depends on how often you fly Alaska or its partners and how well you use what comes with it. We're mapping out exactly what it takes to make this card ...
If you have monthly housing payments, the Bilt Blue Card is likely the stronger long-term rewards card than the Capital One VentureOne Rewards Credit Card. However, if you don’t pay rent/mortgage or value simplicity, then the VentureOne could be an interesting card. TLDR: The Bilt Blue...
MaxRewards is a credit card rewards management app that helps users track their cards, rewards balances, benefits, bills, and spending in one place. The app connects to credit card accounts and can help users identify the best card to use for purchases, mo...
If you're carrying 2 to 4 credit cards and already feeling like you can't keep up with all your benefits, you're not alone — and you're not doing anything wrong. Take the Amex Platinum: it runs a $895 annual fee and comes loaded with over a dozen credits l...
So, to put it simply: US Bank does not have any transfer partners as of May 2026. Despite US Bank announcing they would introduce transfer partners by December 2025, it's been several months since that anticipated rollout and we've gotten nothing since. ...
Bank of America doesn't offer credit card transfer partners. You can use your points as a statement credit towards travel & dining purchases for 1 cent per point. That's a very different model from Chase Ultimate Rewards or Amex Membership Rewards, where...
You're trying to decide between the Bilt Blue Card or Chase Freedom Flex®, and honestly, both cards are great options to have in your wallet, even at the same time. The Bilt Blue is one of the only cards that lets you earn points on rent without transaction...
If you pay rent or mortgage, the Bilt Blue Card card is the clear winner. It's the only $0 annual fee card that earns rewards on housing payments with no transaction fee; if you don't pay rent or mortgage and want simple cash back, the <chase-freedom-unlimite...
The Bilt Obsidian Card is one of the newest entrants to the "low annual fee transferable points" space and is rightfully compared against the likes of the Chase Sapphire Preferred® Card. This debate hinges on whether or not you have monthly housing payments or i...
When you're deciding between the Bilt Blue Card and the Citi Double Cash® Card, the math changes completely if you have monthly rent or mortgage payments. The Bilt Blue is built (no pun intended) to unlock rewards on housing spend, which most cards can't touch. The Do...
Booking a luxury hotel and getting the VIP treatment used to be two different things, separated by serious annual spend most people simply don't have. Bilt's Home Away from Home (HAFH) collection changed that in July 2025 by giving cardholders direct acces...
Although these cards serve different types of travelers/spenders, we think the Bilt Palladium Card is generally the better overall card. However, the Citi Strata Elite℠ Card provides immense value for folks that live in American Airline hubs. When the <bilt-pall...
Analysis These two cards are tough to compare head-to-head because they're built for different types of spenders & travelers. The right pick comes down to how you spend your money and which perks you'll actually use. When the American Express Platinum Card® Wins The <amex-...
Analysis These cards serve different, yet similar purposes. The Bilt Palladium Card ($495/year) earns 2x points on all purchases plus unlocks the ability to earn up to 1x points on rent or mortgage payments (using Bilt Cash). It's one of the best generalist ...
Analyzing the Palladium vs Venture X For a large majority of people, the Bilt Palladium Card is generally the better card than the Capital One Venture X Rewards Credit Card. However, the Venture X has some areas where it can stand out as well. The Bilt Palladium is the better pick for r...
United recently rolled out their new MileagePlus earning rates on April 2, 2026 and it's immediately clear that owning a United co-branded card gives you a huge advantage by giving you an additional 3 miles per dollar spent on United flights (for non-cardh...
Phoenix has over 130 participating Bilt restaurants, but finding them through the app can be confusing. You can't filter by neighborhood or compare which locations qualify for other programs like Resy, so it's mostly manual cross-checking. Our Mealmaxxer m...
With United's major MileagePlus earnings overhaul announced today April 02, you might be wondering whether a United co-branded card is worth getting (or keeping). Long story short, if you don't have a card, you're going to take a steep hit to how many mil...
Chicago has over 350 Bilt Neighborhood Dining restaurants, from West Loop steakhouses like Swift & Sons to cheaper spots like Byron's Hot Dogs. The program lets you earn bonus Bilt Points at all of them just by paying with any linked card (you don't even n...
You're trying to plan where to eat in Boston's North End tomorrow night, and you are looking to earn some extra points and Bilt Neighborhood Restaurants. MealMaxxer solves this by plotting all 100+ eligible spots at once and layering in other programs so y...
Analysis The Bilt Palladium Card and Chase Freedom Unlimited® are both fantastic "catch all" cards but they have wildly different annual fees. One charges a $495 annual fee, whereas other has none. When comparing the two, it really boils down to three quest...
The earning structure creates the clearest divide between these cards. The Venture X delivers 2x miles on everything, functioning as both a travel card and a daily driver, while the Sapphire Reserve offers categorical based earnings that reward spenders wi...
There are only 4 Baltimore restaurants participating in the Sapphire Reserve Exclusive Tables program where Chase Sapphire Reserve® cardholders can receive up to $300 per year in dining credits. If you want more dining choices, Washington DC has 10 eligib...
San Francisco Bilt Neighborhood Dining restaurants let you earn bonus Bilt Points automatically when you pay the bill with a linked card. With over 150 participating locations across the city, you can rack up points on everything from casual neighborhood s...
Denver has 7 restaurants where cardholders can use their Chase Sapphire Reserve® dining credit. "Nearby" cities, Boulder and Colorado Springs, have 2 and 1 eligible restaurants respectively. The benefit is split into two $150 semiannual credits that vanis...
If you filter for Washington DC restaurants on OpenTable's Sapphire Reserve Exclusive Tables page, you'll see 14 restaurants pop up. Here's the thing: only 10 of those restaurants are actually in DC. You're seeing Baltimore restaurants mixed in with DC res...
If you're a Chase Sapphire Reserve® cardholder and reside in Portland, you can take advantage of the $300 annual dining credit at one of the 10 eligible restaurants in the city (as of March 2026). There is one additional eligible restaurant in Oregon, loc...
Technically, only 3 restaurants eligible for the Sapphire Reserve Exclusive Tables benefit are within Phoenix city limits. We've expanded the list to 8 by including nearby cities like Scottsdale, since none are more than a 35-minute drive away. You can fin...
Your Chase Freedom Flex® Q2 2026 categories are ready to earn 5% cash back at Amazon, Whole Foods, Chase Travel, and Feeding America. Don't forget: these categories don't activate themselves. You have until June 14 to flip the switch, and if you forget, ...
You want to use the Chase Sapphire Reserve dining credit in Miami, but OpenTable lists everything as plain text with no map view. Miami has 15 eligible spots scattered across 35+ miles, and you're stuck opening each restaurant individually just to figure o...
There are 19 restaurants in San Diego where you can use your Chase Sapphire Reserve dining credit, but OpenTable's interface doesn't make it easy to browse them. You can't see pricing, filter by location, or pull up a map without opening each restaurant on...
Chase gives you up to $300 per year to spend at participating restaurants with your Chase Sapphire Reserve®, but their list of qualifying San Francisco spots is in a grid format that makes it hard to see where they're located & doesn't have pricing info. ...
Most of us send off our mortgage payment and get absolutely nothing back. Some lenders don't accept credit cards, and the third-party services that do charge fees so high they cancel out your rewards. You're spending $2,000 or $3,000 monthly on housing whi...
WHOOP and Chase are coming together for a cool promotion where you’ll save a ton of money on WHOOP annual memberships. WHOOP is a company that gives you a complete picture of your health—24/7 monitoring across sleep, strain, stress and heart health. The co...
With the new Bilt cards, Bilt Cash has become an important rewards currency. Not only do you now need to select if you want to earn "Housing Only Rewards" or "Flexible Bilt Cash," but anyone who gets a new Bilt Card gets Bilt Cash as a part of their new ca...
For folks who are new to the Bilt Obsidian Card, you'll likely know that its a relatively simple card with a low annual fee that has a lot of earning potential. However, upon receipt, there's a few small things you should do to make sure you're well positione...
This article is only relevant if you preordered your Bilt Palladium Card and received it on launch day February 07, 2026. Yay! The wait is finally over. My Bilt Palladium Card is finally activated and its time to get busy with taking advantage of this card's ...
The Capital One Venture X Rewards Credit Card and Capital One Venture X Business have traditionally been known as some of the most lounge-friendly cards in the space, especially given that you could bring in complimentary guests into the awesome Capital One lounges. You even got to add free auth...
Lyft is one of the staple rideshare companies, with many users fluctuating between it and Uber. While Uber has most of its partnerships with Amex, Lyft is traditionally known to be more of a Chase partner. Interestingly, Bilt Rewards has a partnership wit...
With the new year comes a variety of credit resets, removals, and additions. The Chase Sapphire Reserve® quietly added a new $250 credit just for 2026 that many cardholders will find genuinely useful. The stacking opportunity with existing benefits makes ...
Did you know that the average American adult holds around 3 to 4 credit cards? For college students, this number is even lower, as many students hold only one credit card or may not hold a credit card at all. As a sophomore in college, I recently added an...
When it comes to paying off your phone bill, you may think that phone bill purchases fall into the miscellaneous category for credit card purchases, and are ineligible to earn bonus points beyond the standard 1x rate. Since phone bills are often substanti...
When it comes to redeeming your credit card points, there are a multitude of ways you could go about redeeming them. However, credit card points aren’t easy to come by, and it is imperative that you make sure you are redeeming your points in such a way tha...
Chase Sapphire Reserve® cardholders get access to an up to $300 annual StubHub credit through 12/31/2027. While a one-time activation is required, there are a lot of useful things you can do with this credit. TL;DR Chase Sapphire Reserve cardholders get...
These changes are now live. All cardholders now have access to the full suite of Chase Sapphire Reserve® benefits. If you are a current Chase Sapphire Reserve® cardholder and applied for the card prior to June 23, 2025, you’ll be holding an “outdated” v...
Starting next year (Jan 01, 2026), Chase Sapphire Reserve® cardmembers will receive up to $250 in statement credits for bookings through Chase Travel℠ for select hotel chains. What are the restrictions? The small but important caveat with this benefit i...
The Ink Business Preferred® Credit Card, Ink Business Cash® Credit Card and Ink Business Unlimited® Credit Card are all great cards for business owners to have. Some folks may say you need to get all three. Each card has its perks and can save your business hundreds to thousands of dollar...
Just this past summer, the Citi® / AAdvantage® Platinum Select® World Elite Mastercard® offered one of its best introductory offers, where you could earn 80,000 bonus AAdvantage miles after spending $3,500 or more on qualifying purchases within the first 4 months of account opening. This offer...
Ritz-Carlton™ Credit Card is one of my favorite travel credit cards currently for a multitude of reasons, especially after the changes made to the Chase Sapphire Reserve®. Even though Ritz-Carlton™ Credit Card doesn’t come with an introductory bonus offer like the <chase-sapph...
Alaska Airlines and Hawaiian Airlines are well-known for their loyalty program, Atmos™ Rewards, which often provides high-value award redemptions and is considered one of the best airline loyalty programs out there. I’ve used Atmos™ points a handful...
TLDR; the Ink Business Cash® Credit Card is an intriguing card for your business with outsized earn rates for select categories. The no annual fee card also boasts a welcome bonus of $750 to help your business earn some extra cashback. There’s a ton of business card...
If you’re trying to fly on American Airlines, chances are you might have to fork over hundreds of dollars to book your flights. Particular flights, even short-distance ones, can be terribly expensive, especially if you’re flying to or from a rural airport....
Chase Ultimate Rewards points are often touted as one of the best transferable points options out there. And the Ink Business Unlimited® Credit Card is an excellent way for folks to get a hold of some Chase points. You may wonder, how can this help out my business? W...
The Chase Sapphire Reserve® was one of the first major travel rewards-oriented credit cards to undergo a major overhaul in 2025. The Chase Sapphire Reserve® saw an increase in its annual fee from $550 to $795, new annual credits, new point earning rates,...
A classic question we usually get is, how can I get the most cash back with a credit card? And the Chase Freedom Unlimited® is up there in the rankings. Not only can you get solid cash back with this card, but you can also convert the cash back earned on...
There are many business cards out on the market. Some are more complicated than others with high annual fees, credits, and offers to keep track of. If you are looking for cards with no annual fees with (potentially) significant travel benefits, the <ink-b...
Everyone knows that one of the most important parts of travel planning is figuring out where you’re gonna stay. When it comes to booking accommodations, there are many options that you could choose from, such as hotels, Airbnbs, hostels, maybe even a cabin...
The American Express Platinum Card®’s annual fee has historically increased every 3ish years and this 2025 is no different: many rumors have been circulating around the internet about yet another increase to the annual fee. Of course, when annual fees increase, new benefits/...
Applying for your first credit card can be a daunting task, but it is a crucial milestone and stepping stone towards building your credit and stepping into the credit card rewards game. There are a variety of credit cards out there that are specifically t...
Are you a small business owner? Do you need to travel a lot, or do your employees need to make frequent business trips to support your business? If you answer yes to either question, you might find it worth considering adding a new business credit card to ...
The Citi Strata℠ Card is an intriguing starter card for those starting out in the credit card space, offering a combination of lucrative rewards, travel perks, and flexibility that appeals to travelers and everyday spenders alike. It's a relatively new card o...
If you love flying short-haul and medium-haul flights across the U.S., chances are you have flown Southwest. You might’ve established a relationship and status with Southwest because of its former benefit where you could check two bags for free, but that b...
As mentioned previously in another article, I recently applied and got approved for my fourth credit card: the Marriott Bonvoy Boundless® Credit Card. As usual, I’m always thinking about how to make the most of the credit cards I currently have in my wallet, and what...
If you keep up with the recent credit card news, you might be aware that Citi will be launching a brand new travel-rewards credit card very soon. This credit card is called the Citi Strata Elite℠ Card, and it falls into the space of premium travel credit cards...
If you’re a United loyalist and you happen to fly United Airlines frequently, you might’ve come across United Quest℠ Card, which is another United co-branded credit card that offers lucrative perks and benefits to cardholders. However, if you’re a business ow...
As a primarily U.S.-based bank, you might be wondering why Chase offers a co-branded credit card with Air Canada, which is a Canadian-based airline, hence its name. If you’re not a well-seasoned traveler, you might not be aware that Air Canada is a member ...
A few weeks ago, I was planning on getting the Marriott Bonvoy Boundless® Credit Card as my next credit card since it’s currently offering its best offer: 5 Marriott Free Night Awards after spending $5,000 within the first 3 months of account opening. However, a dif...
The Chase Sapphire Preferred® Card stands out among travel rewards credit cards, delivering an exceptional blend of high-value perks, flexible rewards, and robust travel protections that make it highly attractive to discerning travelers. An Impressive Welcome...
Every year, Amazon holds a sale event exclusively for Amazon Prime members. This event, known as Amazon Prime Day, allows members access to a members-only shopping event where Prime members can access exclusive, limited-time deals and discounts on a variet...
Bad news all around with credit cards recently. Looks like another round of credit card modifications is coming to town and it is hitting even our beloved: Ritz-Carlton™ Credit Card. We’ve had Ritz-Carlton™ Credit Card for several years now, and it’s provided so much value to ...
With the new, sweeping updates to the Chase Sapphire Reserve®, you might be wondering if it’s worth keeping or if it is still one of the best travel credit cards you can get. However, there’s another lesser-known card out there that offers pretty extensi...
I currently have three credit cards: Capital One Savor Student Cash Rewards Credit Card, Ink Business Unlimited® Credit Card, and the Chase Sapphire Preferred® Card. I chose to get these credit cards very strategically, leveraging the new cardmember offers and the benefits the cards offered at the time. ...
If you’re someone who flies frequently, you’ve probably heard of and looked into airline credit cards. There are more than 50 airlines currently based in the United States, and many of them have branded credit cards. However, if you’re a United loyalist o...
So with the Chase Sapphire Reserve® changes being rolled out next week, current cardholders keep asking me the same question: should I keep my card or should I downgrade it? While it’s hard to explicitly give everyone a concrete answer, I think there are...
As part of a major overhaul of Chase’s Sapphire lineup, Chase is rolling out multiple changes to the Chase Sapphire Reserve® and Chase Sapphire Preferred® Card cards. While the Chase Sapphire Reserve is undergoing major changes that we dive into in another ar...
As a part of Chase’s newest revamp, Chase is beginning to phase out the 25% bonus value for Chase Sapphire Preferred® Card points redeemed via Chase Travel℠, as well as the 50% bonus value for Chase Sapphire Reserve® points redeemed on Chase’s travel portal. ...
The Chase Sapphire Reserve®, which is Chase’s flagship premium travel rewards credit card, is undergoing major changes that could change people’s opinions on the card drastically. Current cardholders may find the new changes to be displeasing, and aspirin...
Well, after weeks of rumors and seeing random ads of a woman holding a hilariously large Chase Sapphire Reserve® card, the news is here: the beloved Sapphire Reserve is finally increasing its annual fee from $550 to $795. You wouldn’t believe the number ...
The Chase Sapphire Reserve Exclusive Tables program is a luxury dining program that is exclusively available to Chase Sapphire Reserve® cardholders. The program allows members to access exclusive prime-time restaurant reservations at select restaurants ac...
Before I applied for the Chase Sapphire Preferred® Card, I already had two credit cards: the Ink Business Unlimited® Credit Card and the Capital One Savor Student Cash Rewards Credit Card. As a credit card-savvy traveler, I knew that the Chase Sapphire Preferred® Card would be the perfect option for my third ...