Bank of America Transfer Partners: What You Need to Know in July 2026
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How to Get Into Select San Francisco Museums For Free (July 2026)
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nextcard team
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The Bank of America Museums on Us® benefit gives primary cardholders free general admission to over 200 museums, science centers, and cultural institutions across the country on the first full weekend of every month. In July 2026, that falls on Saturday, July 4 and Sunday, July 5.
San Francisco is home to world-class cultural institutions spread across neighborhoods from Golden Gate Park to the Embarcadero. Whether you're a local looking to finally visit that museum you've walked past a hundred times or a visitor trying to stretch your travel budget, this weekend is worth planning around if you're eligible for the benefit.
To participate, you just need a Bank of America or Merrill Lynch credit or debit card and a valid photo ID. Present both at the admissions desk and general admission is covered. No app, no pre-registration, no promo code. Only primary cardholders are eligible for this benefit. This offer applies only to the individual cardholder, is nontransferable, does not guarantee admission, and may not be combined with any other offers.
TLDR:
San Francisco has a solid lineup of museums participating in the Bank of America Museums on Us program. If you’re willing to travel a bit farther out of San Francisco, there are additional Bay Area museums participating in Oakland, Mountain View, and San Jose.
Here's a look at the 3 participating San Francisco museums worth planning around:
| Museum | Normal Adult Admission (as of June 2026) | Location |
|---|---|---|
| de Young Museum | $20 | Golden Gate Park 50 Hagiwara Tea Garden Dr., San Francisco, CA 94118 |
| Legion of Honor | $20 | Lincoln Park (34th Ave. & Clement St.), San Francisco, CA 94121 |
| SFMOMA | $30 | 151 Third St., San Francisco, CA 94103 |
One thing worth keeping in mind: July 4, 2026, one of the eligible Museums on Us® days, falls on a holiday weekend. The participating museums may be busier than usual as a result.
SFMOMA is one of the largest modern and contemporary art museums in the U.S., with a permanent collection that includes works by Frida Kahlo, Richard Serra, and Dorothea Lange. General admission is $30 for adults, and the museum is large enough that a single visit rarely covers everything, making this one of the higher-value free days in the city. In July 2026, visitors can catch collection installations across multiple floors, including works from the Fisher Collection, along with rotating exhibitions such as Paul Klee + Ray Johnson: TYPOFACTURE and, later in the month, Graciela Iturbide: Between Two Worlds.
The de Young sits inside Golden Gate Park as the Fine Arts Museums of San Francisco's flagship location, holding one of the most wide-ranging collections on the West Coast. Its collections span American art from the 17th century to today, textile arts and costumes, African art, Oceanic art, arts of the Americas, and international contemporary art. July 2026 is a strong time to visit because Monet and Venice is scheduled to run through July 26, 2026. Even if you only have a short window, the Hamon Observation Tower adds extra value, with sweeping views over Golden Gate Park and toward the bay. General admission normally runs $20, so this is a meaningful savings.
The Legion of Honor is also part of the Fine Arts Museums of San Francisco and offers a quieter, more classical museum experience than the de Young. Its collection focuses on European painting, sculpture, decorative arts, ancient art, graphic arts, and an impressive collection of Rodin bronzes, all shown in dialogue with its historic Beaux-Arts setting. In summer 2026, the museum is also expected to feature Drawn to Venice, a companion exhibition to the de Young's Monet show, running into early August. Worth pairing with the de Young if you have a full day, since they're both on the west side of San Francisco. If you want a less crowded stop with strong architecture, ocean-side views, and a more contemplative pace, this is usually the better bet on a summer weekend.
Bank of America's Museums on Us program runs the first full weekend of every month, giving eligible Bank of America and Merrill cardholders free general admission to hundreds of participating museums across the country. In July 2026, that window falls on Saturday, July 4 and Sunday, July 5.
San Francisco is one of the strongest cities in the program, with a dense cluster of world-class institutions that participate. That said, a few things are worth knowing before you plan your day around it.
You get free general admission by showing your Bank of America or Merrill credit or debit card along with a matching photo ID at the admissions desk. One free admission per cardholder, per full weekend. Authorized users and family members do not qualify for a free ticket under the program.
A few things to keep in mind:
Bank of America cardholders get free general admission at participating San Francisco museums on the first full weekend of each month (that's Saturday and Sunday). July 2026's free weekend falls on July 4 and 5, which happens to land on the Fourth of July holiday weekend. That's a genuinely great pairing: you get free museum access on a weekend when outdoor crowds are at their peak, giving you a comfortable air-conditioned alternative before the fireworks.
Museums on Us is one of the easier Bank of America benefits to keep tabs on. You'll likely remember whether you've visited a museum this month.
But if you hold the Bank of America® Premium Rewards® credit card, the up to $100 Airline Incidental Statement Credit is the kind of benefit that quietly slips by if you're not paying attention. If you use the credit partially, it can be annoying to dig up how much of the credit you've used and how much you have left.
That's where tracking your credit card benefits in one place actually pays off. nextcard lets you see all your Bank of America benefits and their reset windows together, so you're not piecing together information from multiple sources or missing a credit you already earned. The free tier supports unlimited manual credit tracking; nextcard Pro adds automated Plaid tracking that syncs your transactions automatically, so nothing slips through the cracks.
Museums on Us® comes back on the first full weekend of every month, which is great if you remember it and easy to miss if you do not. When you are planning a museum day in a different city, the dates can slip past quickly, especially if you are juggling travel plans, weekend timing, and which museums are included.
That is where nextcard notifs can help. Sign up and you will get a reminder before each Museums on Us weekend, so you can plan ahead instead of realizing halfway through Saturday that the benefit is active. It is a simple way to keep the dates on your radar every month, whether you're already living in San Francisco or planning a museum stop into your next city trip. nextcard notifs lets you choose text or email reminders, so the nudge shows up wherever you are most likely to see it.
No pre-registration is required. Just show up at the museum during normal operating hours on July 4 or July 5, present your physical card and ID at the door, and you're in!
No, the free admission covers the primary cardholder only. Authorized users, guests, family members, and companions are not included under the Museums on Us benefit and will need to pay standard admission.
Any personal or business credit or debit card issued by Bank of America or Merrill Lynch is eligible. That includes debit cards, in addition to credit cards. Some popular cards include Bank of America® Customized Cash Rewards credit card, Bank of America® Travel Rewards credit card, and Bank of America® Premium Rewards® credit card.
General admission is covered, but special exhibitions and premium experiences typically require a separate paid ticket even if you enter the museum free under Museums on Us.
San Francisco has one of the strongest Museums on Us lineups in the country, with world-class institutions like SFMOMA, the de Young Museum, and the Legion of Honor participating. Many cities offer the program, but San Francisco's dense cluster of participating museums in a compact geographic area makes it particularly valuable for cardholders.
