Pricing

Simple pricing for every cardholder

Start free, upgrade when you're ready. Everything you need to maximize your card benefits.

Free

$0

Everything you need to get started tracking your cards.

  • Manual credit tracking
  • Email & text reminders about card benefits
  • Personalized card recs
  • Basic tools and maps
Get started
45% off

Pro

$180$99/year

Unlock the full power of your card portfolio with automation and advanced tools.

  • Everything in Free
  • Automated credit tracking
  • Transaction overview
  • Hotel price date search
  • Priority map refresh
  • Priority support
  • Early access to new tools
Get started

Compare plans

See exactly what you get with each plan. Upgrade anytime as your needs grow.

Free

Get started

Pro

Get started

Features

Manual credit tracking

Track recurring credits and card benefits manually from your dashboard.

Email & text reminders about card benefits

Get reminders before key card benefits, credits, and deadlines pass by.

Personalized card recs

See card recommendations tailored to your wallet, habits, and goals.

Basic tools and maps

Use core calculators, maps, and search tools for everyday card decisions.

Automated credit tracking

Automatically monitor card credits and benefit usage across connected accounts.

Transaction overview

Review transactions across your cards to understand spend and benefit usage.

Hotel price date search

Search hotel pricing by date to compare cash rates and redemption value.

Priority map refresh

Get fresher map data for hotel, dining, and card-benefit searches.

Priority support

Get faster help when you have questions about your account or tools.

Early access to new tools

Try new card, travel, and benefit tools before they launch broadly.

Frequently asked questions

Can't find the answer you're looking for? Reach out to our support team.

Can I cancel my Pro subscription anytime?
Yes. You can cancel from account settings, and Pro stays active until the end of your current billing period.
What payment methods do you accept?
We accept major credit and debit cards through our payment processor.
Is my financial data secure?
Yes. Bank connections are handled through Plaid, and we do not store your banking credentials or full card numbers.
Do I need Pro to use nextcard?
No. The Free plan includes manual credit tracking, email and text reminders, personalized card recs, and basic tools and maps. Pro adds automation, transaction overviews, hotel price date search, priority map refreshes, priority support, and early access to new tools.
What's included in nextcard Pro?
Pro includes everything in Free, plus automated credit tracking, transaction overviews, hotel price date search, priority map refreshes, priority support, and early access to new tools. You can choose monthly billing or the discounted annual plan.
How does annual pricing work?
The annual Pro plan is normally $180 per year, but the launch discount brings it to $99 per year.
What happens if I downgrade from Pro to Free?
You keep Pro through the current billing period. After that, your account moves to Free and your saved data stays in place.