Your operating system for credit cards

Track credits, auto-add offers, and never miss value across every card in your wallet.

Wallet

Active Cards

4

Annual Fees

$1,215

Credits Value

$5,940

Net Value

+$4,725

Best Reward Rates

  • 10x

    Travel

    Citi Strata Premier® Card

  • 4x

    Dining

    American Express® Gold Card

  • 4x

    Groceries

    American Express® Gold Card

  • 1.5%

    Everything else

    Chase Freedom Unlimited®

Chase Sapphire Reserve®Chase Sapphire Reserve®· 4021
125K pts$3K / $6K
Chase Freedom Unlimited®Chase Freedom Unlimited®· 9040
$250$500 / $500
Citi Strata Premier® CardCiti Strata Premier® Card· 7842
60K pts$4K / $4K
American Express® Gold CardAmerican Express® Gold Card· 1003
100K pts$6K / $6K

Every credit, transaction, and loyalty program — one surface.

Stop checking every issuer app. We pull your credits, transactions, and rewards balances into a single dashboard so nothing expires unused.

Credits

See what you've used, what's left, and when each credit resets.

Redeemed in 2026

$1,560 / $2,114

$1,215 annual fees
$300 Travel CreditResets in 6 days
Chase Sapphire Reserve®Chase Sapphire Reserve®· 4021
$150 Dining CreditExpires in 6 days
Chase Sapphire Reserve®Chase Sapphire Reserve®· 4021
$10 Lyft CreditResets in 6 days
Chase Sapphire Reserve®Chase Sapphire Reserve®· 4021
$300 Hotel CreditExpires in 6 days
American Express Platinum Card®American Express Platinum Card®· 2714
$200 Airline Fee CreditResets in 6 days
American Express Platinum Card®American Express Platinum Card®· 2714
$209 CLEAR® Plus CreditResets in 6 days
American Express Platinum Card®American Express Platinum Card®· 2714
$10 Dining CreditExpires in 6 days
American Express® Gold CardAmerican Express® Gold Card· 1003
$10 Uber CashExpires in 6 days
American Express® Gold CardAmerican Express® Gold Card· 1003
$5 DoorDash PromoResets in 6 days
Chase Sapphire Reserve®Chase Sapphire Reserve®· 4021
$10 Peloton Membership CreditResets in 6 days
Chase Sapphire Reserve®Chase Sapphire Reserve®· 4021

Transactions

Every swipe matched to the right card and category.

Net spend from Apr 1 to Apr 23, 2026

$685.74

Travel

$447.88

Dining

$103.25

Everything else

$47.92

Transportation

$36.66

Today

Ci Siamo

Pending
Chase Sapphire Reserve®Chase Sapphire Reserve®· 4021

-$86.42

Dining

Uber

Pending
American Express® Gold CardAmerican Express® Gold Card· 1003

-$22.16

Rideshare

Yesterday

Lyft

Chase Sapphire Reserve®Chase Sapphire Reserve®· 4021

-$14.50

Rideshare

Sweetgreen

American Express® Gold CardAmerican Express® Gold Card· 1003

-$16.83

Dining

Apr 21

Chase Travel Credit

Chase Sapphire Reserve®Chase Sapphire Reserve®· 4021

+$78.50

Travel

Hyatt Regency Seattle

Chase Sapphire Reserve®Chase Sapphire Reserve®· 4021

-$412.88

Hotels

Apr 20

Amazon.com

Chase Freedom Unlimited®Chase Freedom Unlimited®· 9040

-$47.92

Everything else

Apr 19

Whole Foods Market

American Express® Gold CardAmerican Express® Gold Card· 1003

-$93.14

Groceries

Apr 18

Amex Uber Cash Credit

American Express® Gold CardAmerican Express® Gold Card· 1003

+$10.00

Rideshare

Peloton

Chase Sapphire Reserve®Chase Sapphire Reserve®· 4021

-$13.99

Fitness

Apr 17

DoorDash

Chase Sapphire Reserve®Chase Sapphire Reserve®· 4021

-$31.40

Food delivery

Apr 15

Delta Air Lines

American Express Platinum Card®American Express Platinum Card®· 2714

-$35.00

Flights

Rewards Programs

Points and miles from every loyalty program with live balances, valuations, and status tracking.

World of HyattDiscoverist
38,000 pts~$722.00
1.9 cpp
Qualifying nights18 / 30
Free night awards: 1 available
Milestone progress: 18 of 30 nights
Atmos RewardsAtmos™ Silver
4,567 pts~$68.51
1.5 cpp
Status Points2,796 points

Maps and tools that help you maximize rewards and benefits.

Browse restaurants and preview hotel pricing without leaving the same product surface.

Restaurants

Find restaurants that accept your Resy, Bilt, and Chase Sapphire Reserve dining credits — all on one map with your remaining balances.

Learn more

Hotel pricing

Compare nightly rates across Amex Fine Hotels & Resorts, The Hotel Collection, Bilt HAFH, and Chase EDIT to find the best value.

Learn more

Auto-add offers

Our extension auto-adds eligible offers to your cards and shows you which sites already have offers available while you browse.

American Express
Customer ServiceLog Out
Amex Offers & Benefits
Available (3)
Added to Card (381)
Savings
Search
Get 10% off Travel Experiences
Explore eligible Amex offers and add them to your card.
AXP Presents Carbone Beach
Explore eligible Amex offers and add them to your card.
Add Adventure to your Trip
Explore eligible Amex offers and add them to your card.
Amex Offers
Add all eligible offers to your cards
American Express Gold Card •••• 2048
Adding offers...
0 / 3
Syncing...
Get 10% off Travel Experiences
·AXP Presents Carbone Beach
·Add Adventure to your Trip
nextcard Chrome extension showing a merchant offer on Levi's while shopping
Spend $150 or more, earn $35 backOffer
Use American Express Gold Card •••• 2048
Learn more

Get the heads-up before value slips through the cracks.

Instead of burying updates in a settings screen, nextcard can send fast phone-friendly nudges when something worth acting on happens: fresh deals, new transfer bonuses, expiring credits, and restaurants you can actually use nearby.
Messages
now

NBA50 DoorDash deal

Game-night promo is live now. Use NBA50 before tip-off tonight.

Messages
now

New transfer bonus

Chase to Flying Blue just jumped 25% for a limited window.

Messages
now

Dining credit expires soon

Your monthly dining credit expires in 3 days if you have not used it.

Ready to get started?

Set up your wallet once. Let it work for you.

Credits, offers, tools, and reminders — one surface built around your real card portfolio.