Why I got the Chase Sapphire Preferred®

I was also aware that the Chase Sapphire Preferred® Card once offered one of the strongest and best introductory offers—100,000 bonus points after spending $5,000 on purchases in the first three months from account opening (this offer is no longer available).

The Bonus Points + Access to Transfer Partners

As mentioned earlier, I already had the Ink Business Unlimited® Credit Card before I applied for the Chase Sapphire Preferred® Card. I applied for the Ink Business Unlimited® Credit Card back in November 2024 when its introductory offer was $900 cash back, which could be redeemed as 90,000 points (the offer has now expired). However, a downside of the Ink Business Unlimited® Credit Card was that I couldn’t transfer the points I earned from the card to Chase’s transfer partners, such as Hyatt and Flying Blue.

Getting the Chase Sapphire Preferred® Card would allow me to earn an additional 100,000 points on top of the 90,000 points I already had, but it also unlocked a valuable perk—redeeming points via Chase’s transfer partners. On top of this, Chase allows you to transfer points between your credit cards. By leveraging this opportunity, I was able to transfer the 90,000 points I had earned on the Ink Business Unlimited® Credit Card to the Preferred. Combining this with the introductory offer, I was left with 190,000 points that I could transfer to utilize for valuable travel redemptions.

Travel Protections and Benefits

This card offers significantly more comprehensive travel insurance and protections than my other credit cards, giving me greater peace of mind when booking trips:

• Trip Cancellation/Interruption Insurance: If your trip is canceled or cut short by sickness, severe weather or other covered situations, you can be reimbursed up to $10,000 per covered traveler and $20,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels

• Primary Auto Rental Collision Damage Waiver: Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is primary and provides reimbursement up to $60,000 for theft and collision damage for most rental vehicles with an MSRP of $125,000 or less

• Travel Delay Reimbursement: If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you are covered for unreimbursed expenses, such as meals and lodging, up to $500 per covered traveler

• Baggage Delay Insurance: Reimburses you up to $100 a day for up to 5 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours

Always check your Guide to Benefits for the most up to date information on these benefits!

Final Remarks

It’s worthwhile noting that the 100,000 bonus points offer I was able to take advantage of is extraordinarily rare—before 2025, it was previously offered in 2021. At the time of writing this article, the introductory offer for the Chase Sapphire Preferred® Card is 60,000 points after spending $5,000 on purchases in the first three months from account opening. This rare opportunity substantially elevated my value in obtaining the credit card.

Overall, getting the Chase Sapphire Preferred® Card was one of the most strategic financial decisions I’ve made as a frequent traveler. Between the generous introductory offer, the ability to combine and transfer points to valuable travel partners, and the added peace of mind from its built-in travel protections, the card has elevated the way I book and manage my travel. If you’re someone who travels regularly and wants to get the most value from your spending, the Chase Sapphire Preferred® Card is a card well worth considering.