Why College Students Should Get the Chase Sapphire Preferred Card (June 2026)
NCnextcard team
Best Miami Restaurants for CSR Dining Credit (June 2026)
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nextcard team
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You want to use the Chase Sapphire Reserve dining credit in Miami, but OpenTable lists everything as plain text with no map view. Miami has 15 eligible spots scattered across 35+ miles, and you're stuck opening each restaurant individually just to figure out where it is.
The list doesn't show you clustering patterns, neighborhood distribution, or distances between locations. "Miami" is pretty large. There's restaurants everywhere from Miami Beach to Coral Gables to the Design District.
TLDR:
Miami has 15 restaurants eligible for the dining credit, which sounds decent until you try finding more about them.
OpenTable lists eligible locations by city, but scrolling through a list with images isn't super helpful since you can't see reviews or locations. After all, "The Den" in Miami Beach is certainly not the same location as "Luca Osteria" in Coral Gables.
You can look at this map to see all the eligible US restaurants.
The Chase Sapphire Reserve® offers up to $300 in annual dining credits at ~400 OpenTable Exclusive Tables restaurants across 50+ US cities.
The credit is structured as two separate $150 semiannual credits: one for January through June and one for July through December. Each expires at the end of its period and won't roll over to the next half.
Statement credits post automatically when you pay directly at qualifying restaurants with your Reserve card. The credit appears within 3 business days, though it can take up to 4 weeks. You can check your remaining balance on chase.com or the Chase Mobile app.
The 15 participating restaurants (as of June 2026) spread across Miami's major neighborhoods, similar to how the Chase Sapphire restaurants in Philadelphia are distributed. Brickell and Coral Gables hold several spots, while the Design District has at least two locations. You'll find Vietnamese-Latin fusion at Phuc Yea, Japanese omakase at Nami Nori, and upscale American comfort food at Blue Collar.
The program offers primetime reservations at these locations, which helps during peak hours. Price points vary from casual spots like Blue Collar to higher-end options like The Den.
Phuc Yea brings Vietnamese-Latin fusion to MiMo with dishes rooted in family recipes. The menu focuses on shareable plates that blend Vietnamese heritage with Latin American touches, like crispy imperial rolls alongside tropical flavors.
The space runs dark and energetic & has a very fun vibe. Expect $40 to $60 per person, so you can finish the up to $150 credit in just a few visits. The vibe leans loud and social, not quiet date night.
Fun fact: Phuc Yea is the only restaurant in the United States that is part of:
In theory, you can pay your bill four different ways at this restaurant.
Nami Nori takes the hand roll format and strips away the formality, offering a similar experience to locations in New York City. The casual temaki bar serves open-style sushi rolls you eat immediately, with options ranging from crunchy spicy tuna to fully vegan selections. The menu keeps things simple with Japanese-inspired snacks, sake, and beer alongside the hand rolls.
You'll spend around $40 to $70 per person depending on how many rolls you order, making this a solid option for knocking out credit in multiple visits.
Zitz Sum in Coral Gables pulls off Asian-Italian fusion that works better than it sounds on paper. The menu runs dumplings and bao alongside pasta, creating combinations that land on flavor without feeling gimmicky.
Located at 396 Alhambra Circle, you'll spend $60 to $80 per person depending on how much you order. A dinner for two here will burn through your up to $150 credit.
This restaurant is also part of inKind!
Luca Osteria serves traditional and contemporary Italian dishes with an eye for ingredient quality, comparable to eligible Chase Sapphire restaurants in San Francisco. The menu covers classic pasta preparations through more involved entrees, holding to Italian cooking techniques without trying to reinvent them.
Prices are very reasonable, with antipasta/pastas running around $20-40 on average and secondi's being $40-75.
Eating House takes American comfort food and adds unexpected elements that work. The Coral Gables location features an open kitchen preparing inventive dishes like crispy cauliflower with crema and cotija, and Cap'n Crunch pancakes with condensed milk syrup that people keep coming back for. At $60 to $80 per person for a Dinner Plate + Starter, you can knock out your up to $150 semiannual dining credit in ~two visits.
The Den operates as an exclusive omakase room inside Azabu Miami Beach at The Stanton Hotel. The 18-seat counter specializes in Edomae-style sushi with most ingredients flown directly from Toyosu fish market in Tokyo. Three tasting menu options run at price points where one dinner can cover your entire up to $150 semiannual credit. The intimate counter format and premium positioning suit special occasions.
Blue Collar serves American comfort food without pretense, offering a casual alternative. The menu covers meatloaf, fried chicken, and similar straightforward dishes in a laid-back space that doesn't ask you to dress up or overthink the meal.
You'll spend $35 to $50 per person here, making it the most accessible option among Miami's eligible restaurants. That pricing lets you stretch your up to $150 semiannual credit across three or four visits instead of burning through it in one dinner.
The credit posts automatically when you pay directly at an eligible restaurant with your Chase Sapphire Reserve®. You don't need to book through OpenTable or request special reservations. Just use your card and the statement credit appears within 3 business days, though it can take up to 4 weeks.
Bill splitting works fine between multiple cardholders. If two people each put half a $300 check on separate Reserve cards at an eligible restaurant, both get credited. The key is that the restaurant processes the charge directly.
Third-party payments kill eligibility. UberEats, DoorDash, and similar delivery apps process transactions through their own systems, which blocks the credit from posting. The same goes for takeout ordered through aggregators instead of directly from the restaurant.
The Reserve's up to $300 annual credit posts automatically at OpenTable Exclusive Tables restaurants without activation, giving you up to $150 per semiannual period. Bigger credit packages make it easier to use the credits without forgetting.
In comparison, the Marriott Bonvoy Brilliant® American Express® Card (annual fee: $650) offers up to $300 annually through Resy (enrollment required). However, while that seems similar to the Reserve, the Brilliant's credits are subdivided into monthly up to $25 components. You need to use the credit at least 12 times throughout the year to use it, which can be very annoying.
That said, there are only ~400 CSR dining credit eligible restaurants as of June 2026 while there are thousands of Resy restaurants.
nextcard's MealMaxxer tool replaces endless scrolling with map-based search and visible price estimates. Filter by city, see exact locations, and rule out restaurants based on cost before opening a single page.
The map reveals stacking opportunities too: Phuc Yea qualifies for Reserve dining credits, Resy credits, Bilt dining rewards, and inKind. Seven (7) restaurants in Miami are part of both OpenTable Exclusive Tables and inKind:
Miami's fewer than 15 participating Exclusive Table restaurants range from ~$35 per person at Blue Collar to ~$250+ Omakase at The Den. The credit posts automatically when you pay the bill directly with the restaurant using your Reserve, no reservations or activation needed.
nextcard's map tool fixes OpenTable's visibility problem by showing locations and pricing at once. Mark your calendar for January 1 and July 1 to avoid forfeiting unused portions of your up to $300 annual credit.
Your charge qualifies when you pay directly at an OpenTable Exclusive Tables restaurant with your Reserve card. Statement credits typically post within 3 business days but can take up to 4 weeks.
Delivery, takeout through third-party apps, gift cards, merchandise, and payments through digital wallets or mobile card readers won't trigger the credit.
Yes. If the restaurant charges each card directly, both receive credits. For example, a $250 bill at Phuc Yea split as $150 on one Reserve and $100 on another triggers credits for both cardholders. The key is direct restaurant processing, not third-party payment systems.
Unused credits expire. The benefit runs January 1 through June 30, then resets July 1 through December 31. You can't roll over unused amounts from one period to the next.
Takeout works if you pay the restaurant directly and they process the charge themselves. Orders through UberEats, DoorDash, or similar apps don't qualify because the payment goes through the app instead of the restaurant.
For instance, if you order take out at Blue Collar and then pay the restaurant directly (NOT through a third party), you should get the credit.
Eligible locations spread across Brickell, Coral Gables, Design District, MiMo, and Miami Beach. No single neighborhood dominates since Miami has fewer than 15 participating restaurants total.
