Best Restaurants for Chase Sapphire Reserve® Dining Credit in NYC (March 2026)

Chase offers up to $300 in dining credits with your Chase Sapphire Reserve® each calendar year and about 55 restaurants in NYC currently accept the credit. The catch is finding them through OpenTable's photo grid view of NYC eligible spots, which lacks pricing data and a map view. You might want a casual spot under $40 per person or a fine dining experience that hits the full $150 threshold, but the current interface is bulky and makes comparing difficult.

That's why we built MealMaxxer, a tool for all your dining rewards needs.

TLDR:

• The Chase Sapphire Reserve offers up to $300 yearly in dining credits at ~400 restaurants around the United States (55 NYC restaurants as of March 2026).
• Credits post automatically when you pay with your Reserve card at eligible restaurants.
• Some restaurants like Kabawa ($145 for three course, pre fixe dining experience) can nearly max your $150 semi-annual credit.
• nextcard's MealMaxxer map shows all eligible restaurants with pricing data and location filters.

Understanding the Chase Sapphire Reserve Dining Credit

The Chase Sapphire Reserve® includes up to $300 yearly in dining statement credits at participating restaurants. You receive up to $150 from January to June and another $150 from July through December.

Credits post automatically when you dine at eligible venues, with no enrollment required. Finding where to use this benefit can be tricky, which is why we created the MealMaxxer dining credit map to help you locate restaurants by area and price. You can select the source to show just the OpenTable Exclusive Table Restaurants, which are eligible for the Chase dining credit.

The MealMaxxer is great for stacking opportunities. For instance, Gjelina is a restaurant that is on inKind and eligible for the Sapphire Reserve dining credit. You could split up the bill by paying for the meal with inKind and then the rest with your Chase Sapphire Reserve card directly with the restaurant. Mealmaxxer currently covers Bilt Neighborhood Dining, the CSR dining credit, AMEX Resy credit, inKind, Blackbird, Franki, Seated and Bilt Mobile Checkout.

Eligible NYC Restaurants for the Dining Credit

Around 55 NYC restaurants accept the credit through Chase's Exclusive Tables program. Participating spots range from casual neighborhood eateries to upscale dining rooms across Manhattan neighborhoods including SoHo, Tribeca, East Village, West Village, Gramercy, and Chinatown. The roster includes Italian trattorias, Caribbean kitchens, contemporary American bistros, and Asian fusion concepts.

Complete List of NYC Restaurants Accepting the Dining Credit

• Don Angie
• Phoenix Palace
• Sunn's
• San Sabino
• Una Pizza Napoletana
• Muku
• Potluck Club
• Kabawa
• Parcelle Chinatown
• Estela
• Gjelina
• I'abeille
• Altro Paradiso
• Tolo
• Fairfax
• Manhatta
• Joseph Leonard
• Jeffrey's Grocery
• Hawksmoor NYC
• Demo
• Scarr's Pizza
• Red Hook Tavern
• Sailor
• Casa Mono
• Chez Fifi
• Parcelle Greenwich Village
• SAPPESIAN
• Mitsuru
• Bar Kabawa
• Meximodo
• Blu on the Hudson
• ASKA
• Razza- Jersey City
• Momofuku Noodle Bar
• Moody Tongue Sushi
• The Golden Swan
• Bar Miller
• Le B.
• Strange Delight
• Maddy Rose at Liberty House
• Brass
• Momofuku Noodle Bar- Uptown
• Union Square Cafe
• Di An Di
• The Dining Room at Gramercy Tavern
• Felina Steak- Jersey City
• Drift Restaurant and Bar
• Sushi Noz
• Ci Siamo
• The Tavern at Gramercy Tavern
• odo
• Noz Market
• The Bar Room at the Modern
• The Modern
• Pig and Khao

Gramercy Tavern

Gramercy Tavern sits at 42 East 20th Street in the Flatiron District and holds both a Michelin star and nine James Beard Awards since opening in 1994. The space splits into two experiences: the front Tavern accepts walk-ins for a la carte dining, while the back Dining Room serves a $175 tasting menu. The Tavern menu features the restaurant's famous burger alongside seasonal American dishes in a rustic setting with rotating floral displays.

Altro Paradiso

Chef Ignacio Mattos runs Altro Paradiso at 234 Spring Street in SoHo, serving lighter interpretations of Italian classics in a high-ceilinged space centered around a glimmering brass bar. The menu includes a celebrated fennel salad, arancini topped with Calabrian chili oil, and house-made candele cacio e pepe. Most pasta dishes and entrees fall within the $150 credit range, making it easy to max out your benefit without careful menu math. The restaurant works well for lunch meetings, date nights, or casual bar seating when you want Italian food in a lively setting.

Kabawa

Kabawa brings Chef Paul Carmichael's Caribbean perspective to fine dining through a $145 three-course prix fixe menu (before beverage, tax, and gratuity). The Momofuku restaurant offers choices across starter, main, and dessert courses, letting you shape the meal around your preferences while experiencing Carmichael's refined take on Caribbean cuisine.

Seating at the kitchen counter gives you a front-row view of the cooking process, while table seating provides a quieter experience. The fixed $145 price makes Kabawa particularly smart for your dining credit strategy, consuming nearly the entire $150 semi-annual credit while delivering a memorable upscale meal.

L'abeille

L'abeille occupies a Tribeca cobblestone corner with just 48 seats, serving French-Japanese fusion through seasonal Chef's Tasting Menus by Chef Mitsunobu Nagae. His background across Michelin-starred kitchens in Tokyo, Paris, and New York shapes dishes that marry French technique with Japanese precision. The refined setting suits anniversary dinners and milestone celebrations, with pricing structured to reach the $150 semi-annual credit threshold when you factor in beverages and courses.

Tolo

Tolo features Chef Ron Yan's Chinese-inspired menu with raw seafood, rice, noodles, and dishes like sweet and sour crispy fish. Parcelle's wine program offers over 300 bottles blending natural and traditional selections, creating a wine bar atmosphere where you can enjoy multiple courses within your $150 credit.

Scarr's Pizza

Scarr's Pizza on Orchard Street earned its reputation through owner Scarr Pimentel's commitment to milling organic grains in-house for distinctive crusts. The 2024 James Beard nominee opened the Lower East Side spot in 2016, and the dine-in experience now includes a full bar plus exclusive menu items like the Hotboi, Clark Kent, and calzones unavailable at the walk-up counter.

This represents the budget-friendly tier of eligible restaurants, letting you stretch your dining credit across multiple casual pizza nights instead of one upscale dinner. We love Scarr's because you can get pizza slices for just $4.50 each in Manhattan (AND that qualifies for the CSR dining credit).

Meaning you could get about 30 slices of pizza from Scarr's using the semiannual dining credit.

Una Pizza Napoletana

Chef Anthony Mangieri has been crafting naturally-leavened, wood-fired pizzas at Una Pizza Napoletana since 1996, bringing his obsessive approach to the Lower East Side. Reservations open 14 days in advance at 9 AM ET and disappear within minutes. Walk-ins only secure drinks and dessert seating.

The restaurant operates Thursday through Saturday exclusively. For guaranteed seating, The Tavola VIP banquette costs $450 before food and beverage, delivering a chef's table experience watching Mangieri work his dough. The casual pizza pricing lets you return multiple times within each $150 credit period.

Estela

Estela occupies a snug space up a small staircase on Houston Street, serving interesting small plates in a candlelit setting that strikes the balance between refined and relaxed. The signature endive salad and ricotta dumplings with pecorino showcase the kitchen's skill at perfecting simple preparations without pretension.

The small plates format gives you control over how much of your semi-annual $150 credit you want to spend per visit. You could stretch one period's credit across two separate dinners.

How the Dining Credit Works with Your Bill

Statement credits post automatically after you pay with your CSR at eligible restaurants. Most credits appear within three business days, though some can take up to 6-8 weeks.

You can split bills between multiple Reserve cardholders and each person earns their own credit. For example, a $250 check divided as $150 on one card and $100 on another different CSR typically triggers credits for both cardholders.

Payments must process directly through the restaurant to qualify. Takeout and delivery ordered through UberEats, DoorDash, or similar third party apps won't work.

Comparing Dining Benefits Across Premium Cards

The American Express Platinum Card® offers up to $100 per quarter (up to $400 annually) in Resy dining credits after enrollment, while the Chase Sapphire Reserve provides up to $300 annually at Sapphire Reserve Exclusive Tables restaurants. Chase's dining credit posts automatically without activation, giving you the flexibility to time larger meals around each six-month period instead of managing quarterly thresholds.

However, there are many more restaurants eligible for the American Express Platinum Card® Resy credit than there are for the CSR dining credit. For context, Chase has under 1,000 restaurants eligible for the CSR dining credit while the American Express Platinum Card® credit has thousands of eligible Resy restaurants (both US only).

The restaurant networks differ between OpenTable's Exclusive Tables program and Resy's participating venues. NYC supports both programs well given the city's restaurant density, though you'll find different (and sometimes overlapping) establishments on each list.

How nextcard's MealMaxxer Simplifies Restaurant Discovery

OpenTable's Exclusive Tables page displays restaurants in a 2-column grid with large photos but no search bar, pricing estimates, or map view. Scrolling through hundreds of listings to find restaurants in a specific neighborhood or price range wastes time.

Our Chase Sapphire Reserve dining credit map can consolidate all 55 participating NYC restaurants into one interactive view with average price-per-person data visible before you click. Filter by city, cuisine, and price range, then click directly through to OpenTable for reservations.

You can even use this tool to find high value stacking opportunities. For instance, by applying the CSR+ inKind source filters, you can see ~8 restaurants in New York that are part of both programs:

• The Golden Swan
• Le B.
• Blu on the Hudson
• Gjelina
• Union Square Cafe
• The Dining Room at Gramercy Tavern
• Ci Siamo
• The Modern

Final Thoughts on Finding Chase Sapphire Reserve Dining Credit Restaurants in NYC

NYC offers roughly 55 eligible restaurants for the dining credit, spanning neighborhoods like SoHo and Tribeca. You can hit the $150 semi-annual cap in a single reservation at most upscale venues, and credits usually post quickly. I haven't used my annual credit on the Chase Sapphire Reserve® and NYC could be a great place to use it. I live in the Boston area where there are 8 restaurants eligible for the credit. But using the credit in NYC would make the journey a lot cheaper—I'm planning on taking my girlfriend to an Aladdin Broadway show sometime this summer. A pre-show dinner at a CSR dining credit eligible restaurant would be fantastic...

What are your thoughts on the number of restaurants eligible for the CSR dining credit in NYC? Will you be dipping into your credit in the Big Apple?

FAQ

How do I know if my restaurant charge will trigger the Chase Sapphire Reserve dining credit?

The charge must process directly from an eligible Sapphire Reserve Exclusive Tables restaurant. Credits typically post within three business days but can take up to 6-8 weeks. Third-party services like delivery apps won't qualify.

Can I split a restaurant bill between two Chase Sapphire Reserve cards and both get credits?

Yes. Each cardholder receives their own credit toward their individual $150 semi-annual limit when bills are split.

What happens if I don't use my full $150 dining credit by June 30?

You'll lose the remaining amount—Unused credits expire and don't roll over. The first period for a $150 credit is from January through June. The second period runs July through December.

Does the dining credit work for takeout orders from eligible NYC restaurants?

Takeout should qualify when paying the restaurant directly, but orders through delivery apps won't work. Pay directly at the restaurant or through their own ordering system.

How many times can I use the $300 Chase Sapphire Reserve dining credit per year?

The credit splits into two $150 periods: January through June and July through December. You can use the full $150 in each period, but unused amounts don't roll over to the next period.

Do I need to book through Exclusive Tables to use the dining credit?

No, you just need to pay with your Sapphire Reserve at any eligible OpenTable Exclusive Table restaurant. The credit posts automatically without booking through Exclusive Tables or activating anything.

Can I use the dining credit on a $300 meal and get it all back at once?

Yes, but the credit caps at $150 per six-month period. A $300 meal in January would use your full January-June credit ($150) and you'd pay the remaining $150 out of pocket.

Why is nextcard's MealMaxxer map better than OpenTable's list?

OpenTable shows restaurants in a scrolling grid without search, filters, or pricing. MealMaxxer displays all 55 NYC restaurants on one map with average price-per-person data and city filters so you can find spots faster. nextcard also has the Chase Sapphire Reserve dining credit map to show restaurants only eligible for the CSR dining credit.

You can even use the MealMaxxer to find restaurants that are a part of multiple dining rewards programs, including inKind, Franki, Blackbird, Seated, and more.