The NYC area has 44 restaurants where Sapphire Reserve cardholders can use the dining credit as of September 2026. This guide covers those locations, with estimated pricing and tips for using the up-to-$300 annual benefit.

Each $150 semiannual credit expires at the end of its respective window (June 30 for H1, December 31 for H2) and unused amounts do not roll over, so it pays to plan ahead.

That's why we built MealMaxxer, a tool for all your dining rewards needs.

TL;DR

• The Chase Sapphire Reserve offers up to $300 yearly in dining credits at 406 U.S. restaurants, including 44 across the NYC area as of September 2026.

• Credits post automatically when you pay with your Reserve card at eligible restaurants.

• Some restaurants like Kabawa ($150 three-course prix fixe) match the entire $150 semiannual dining credit exactly (before beverages, tax, and gratuity).

• nextcard's MealMaxxer map shows all eligible restaurants with pricing data and location filters.

Understanding the Chase Sapphire Reserve Dining Credit

The Chase Sapphire Reserve® includes up to $300 yearly in dining statement credits at participating restaurants. You receive up to $150 from January to June and another $150 from July through December.

The statement credit is automatic when an eligible restaurant purchase posts to your Sapphire Reserve, and Chase’s dining-credit terms do not require separate activation. To use the separate Exclusive Tables reservation benefit, however, you must verify and add an eligible Chase card to your OpenTable account. MealMaxxer can help you find participating restaurants by area and price.

Eligible NYC Restaurants for the Dining Credit

The CSR dining credit map shows 44 eligible restaurants across the NYC area as of September 2026. Options range from casual neighborhood spots to upscale dining rooms, with locations in Manhattan and Brooklyn plus five nearby restaurants in Jersey City and Weehawken.

1. Altro Paradiso

2. ASKA

3. Bar Kabawa

4. Bar Miller

5. Blu on the Hudson

6. bōm

7. Calabash

8. Casa Mono

9. Ci Siamo

10. Don Angie

11. Drift Restaurant & Bar

12. Estela

13. Fairfax

14. Felina Steak - Jersey City

15. Gramercy Tavern

16. Hawksmoor NYC

17. Jeffrey's Grocery

18. Joseph Leonard

19. Kabawa

20. l'abeille

21. Le B.

22. Maddy Rose at Liberty House

23. Manhatta

24. Mike's Bistro - UES

25. Mitsuru

26. Momofuku Noodle Bar - East Village

27. Momofuku Noodle Bar - Uptown

28. Muku

29. Musaafer - New York

30. Parcelle Chinatown

31. Phoenix Palace

32. Potluck Club

33. Razza - Jersey City

34. Red Hook Tavern

35. Sailor

36. San Sabino

37. Sunn's

38. Tavern Next Door

39. The Bar Room at The Modern

40. The Dining Room at Gramercy Tavern

41. The Modern

42. Tolo

43. Una Pizza Napoletana

44. Union Square Cafe

Gramercy Tavern

I visited Gramercy Tavern for a birthday dinner last fall and the front Tavern felt like the right call. The famous burger was as good as everyone says, and the rotating floral arrangements made the space feel genuinely special without being stuffy. Gramercy Tavern sits at 42 East 20th Street in the Flatiron District and holds both a Michelin star and nine James Beard Awards since opening in 1994. The space splits into two experiences: the front Tavern accepts walk-ins for a la carte dining, while the back Dining Room serves a $175 tasting menu. The Tavern menu features the restaurant's famous burger alongside seasonal American dishes in a rustic setting with rotating floral displays.

Altro Paradiso

Altro Paradiso is a flexible choice for lunch, a date night, or a meal at the bar.

Chef Ignacio Mattos runs Altro Paradiso at 234 Spring Street in SoHo, serving lighter interpretations of Italian classics in a high-ceilinged space centered around a glimmering brass bar. The menu includes a celebrated fennel salad, arancini topped with Calabrian chili oil, and house-made candele cacio e pepe. Most pasta dishes and entrees fall within the $150 credit range, making it easy to max out your benefit without careful menu math. The restaurant works well for lunch meetings, date nights, or casual bar seating when you want Italian food in a lively setting.

Kabawa

Kabawa brings Chef Paul Carmichael's Caribbean perspective to fine dining through a $150 three-course prix fixe menu (before beverage, tax, and gratuity). That uses the full $150 semiannual credit in one meal. The Momofuku restaurant offers choices across starter, main, and dessert courses, letting you shape the meal around your preferences while experiencing Carmichael's refined take on Caribbean cuisine.

Seating at the kitchen counter gives you a front-row view of the cooking process, while table seating provides a quieter experience. The fixed $150 price makes Kabawa particularly straightforward for your dining credit strategy, using the full $150 semiannual credit before beverages, tax, and gratuity.

Tolo

One of our team members stopped in for the raw seafood and rice dishes and came away thinking Tolo punches well above its price point. Tolo features Chef Ron Yan's Chinese-inspired menu with raw seafood, rice, noodles, and dishes like sweet and sour crispy fish. Parcelle's wine program offers over 300 bottles blending natural and traditional selections, creating a wine bar atmosphere where you can enjoy multiple courses within your $150 credit.

Una Pizza Napoletana

Una Pizza Napoletana is one of the hardest reservations on this list. Dinner reservations open two weeks ahead at 9 a.m. ET and often fill within seconds.

The restaurant operates Thursday through Saturday, opening at 5 PM with its last reservation at 9:45 PM. For dinner, reserve through OpenTable when the two-week window opens or use the Notify Me feature for cancellations. The casual pizza pricing lets you return multiple times within each $150 credit period.

How the Dining Credit Works with Your Bill

Statement credits typically post automatically after you pay with your Sapphire Reserve at an eligible restaurant. A Kabawa meal now costs $150 before beverage, tax, and gratuity, so one visit can use the full $150 semiannual credit. No forms are required for the credit itself. Statement credits should post within three business days, though Chase says they can take up to four weeks.

You can split the restaurant bill between two Chase Sapphire Reserve cardholders. Each separately processed charge may receive a statement credit if Chase identifies it as an eligible direct restaurant purchase, subject to each cardholder's remaining $150 semiannual limit.

Payments must process directly through a current eligible restaurant to qualify. Third-party delivery services like UberEats may not code as restaurant purchases, so pay the restaurant directly.

How nextcard's MealMaxxer Simplifies NYC Restaurant Discovery

When you're trying to find a Sapphire Reserve Exclusive Tables restaurant in a specific NYC neighborhood at a specific price point, the OpenTable directory gives you a photo grid with no search bar, no pricing data, and no map. You end up opening multiple tabs and still aren't sure which spots fit your budget before committing to a reservation.

The MealMaxxer consolidates all 44 participating NYC-area restaurants into one interactive view with average price-per-person data. Filter by city, cuisine, and price range, then click through to OpenTable for reservations.

You can also use the map to find ways to combo the Sapphire Reserve Dining credit with other dining rewards programs. For instance:

• Agnes and Sherman is part of both CSR and DoorDash In Store Rewards; so you could $8 in DoorDash credits back from a $27+ meal while using your semiannual dining credit

• Allora participates in both CSR and Franki, meaning you can get 5% back on your meal as well

• Avec Restaurant has a crazy stack where you can combine Bilt Neighborhood and Franki alongside CSR dining

Final Thoughts on Finding Chase Sapphire Reserve Dining Credit Restaurants in NYC

With 44 eligible restaurants across the NYC area, the $150 semiannual credit works for anything from pizza to prix fixe dining. Pick a current restaurant before the period ends and pay it directly with your Sapphire Reserve.

And don’t forget: there are several where you can buy gift cards using Toast/SecureTree.

FAQ

How do I know if my restaurant charge will trigger the Chase Sapphire Reserve dining credit?

The charge must process directly from an eligible Sapphire Reserve Exclusive Tables restaurant. Credits typically post within three business days but can take up to four weeks. Third-party services like delivery apps won't qualify.

Can I split a restaurant bill between two Chase Sapphire Reserve cards and both get credits?

Each cardholder may receive a credit only if the restaurant processes separate eligible charges directly to each person's card, subject to each account's remaining $150 semiannual limit. Ask the restaurant whether it can split the bill.

What happens if I don't use my full $150 dining credit by June 30?

You'll lose the remaining amount. Unused credits expire and don't roll over. The first period for a $150 credit is from January through June. The second period runs July through December.

Does the dining credit work for takeout orders from eligible NYC restaurants?

Takeout may qualify if the restaurant processes the charge directly and Chase identifies it as an eligible restaurant purchase. Orders placed through third-party delivery or payment services do not qualify.

How many times can I use the $300 Chase Sapphire Reserve dining credit per year?

The credit splits into two $150 periods: January through June and July through December. You can use the full $150 in each period, but unused amounts don't roll over to the next period.

Do I need to book through Exclusive Tables to use the dining credit?

You do not need to book through Exclusive Tables to earn the dining credit; pay an eligible restaurant directly with your Sapphire Reserve. To access the separate Exclusive Tables reservation benefit, you must verify and add an eligible Chase card to your OpenTable account.

Why is nextcard's MealMaxxer map better than OpenTable's list?

OpenTable presents eligible restaurants in a scrolling grid, while MealMaxxer displays all 44 NYC-area restaurants as of September 2026 on one map with average price-per-person data and city filters. The Chase Sapphire Reserve dining credit map isolates current CSR-eligible locations.

You can even use the MealMaxxer to find restaurants that are a part of multiple dining rewards programs, including inKind, Franki, Blackbird, Seated, and more.