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Cat

Cat

Editor

4+ years
•
23 articles
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Sales/Account Exec
•
BA Marketing
Credit CardsRewards Maximization

Cat is part of the NextCard content creation team and just has a few cards, but they're all heavy hitters. He's based in Atlanta and consequently has less options than the usual person when it comes to travel (it's a Delta hub, after all).

Cat's favorite cards are:

  • Amex Platinum – provides access to the awesome Amex Centurion lounge there + gives complimentary access to Delta SkyClubs
  • Amex Gold – has awesome earn rates in categories like dining & US Supermarkets (terms apply)
  • Amex Blue Business Plus – no annual fee card that earns 2x on all purchases (on up to $50k in purchase severy year)

Cat uses his influx of American Express points for a lot of Delta redemptions (where he can find reasonable value, that is).

Cat's total annual fees

Around $1,500, but gets significantly more value than that invesment!

Articles by Cat

Chase Sapphire Dining Credit Boston (July 2026)

Most people with the Chase Sapphire Reserve® know about the up to $300 dining credit, but finding where all the restaurants are can be difficult. Than...
NCnextcard team
Jul 2, 2026

Best Restaurants for Chase Sapphire Reserve Dining Credit in San Francisco (July 2026)

Chase gives you up to $300 per year to spend at participating restaurants with your Chase Sapphire Reserve®, but their list of qualifying San Francisc...
NCnextcard team
Jul 2, 2026

Chase Sapphire Reserve vs. Chase Sapphire Preferred: Which Sapphire Card Should You Get in June 2026?

The Chase Sapphire Reserve® and the Chase Sapphire Preferred® Card are some of Chase's most popular cards. If you're deciding between the two of them,...
NCnextcard team
Jun 22, 2026

How to get Free Chicago Museum Tickets in July 2026

Bank of America's Museums on Us® program gives qualifying free general admission to 5 different museums in Chicago, on the first full weekend of every...
NCnextcard team
Jun 16, 2026

Bilt Obsidian vs Chase Sapphire Preferred (Refreshed): Which Card Wins in June 2026?

The Bilt Obsidian Card is one of the newest entrants to the "low annual fee transferable points" space and is rightfully compared against the likes of...
NCnextcard team
Jun 15, 2026

Best Denver Restaurants to Use Your Chase Sapphire Reserve Dining Credit – June 2026

The Chase Sapphire Reserve Exclusive Tables program has grown to approximately 400 restaurants across 50+ U.S. cities as of 2026. Denver has 9 of thos...
NCnextcard team
Jun 2, 2026

Best Phoenix Restaurants to Use your Sapphire Reserve Dining Credit – June 2026

Technically, only 3 restaurants eligible for the Sapphire Reserve Exclusive Tables benefit are within Phoenix city limits. We've expanded the list to...
NCnextcard team
Jun 2, 2026

Best Miami Restaurants for CSR Dining Credit (June 2026)

You want to use the Chase Sapphire Reserve dining credit in Miami, but OpenTable lists everything as plain text with no map view. Miami has 15 eligibl...
NCnextcard team
Jun 2, 2026

Best Chase Sapphire Reserve Dining Spots in LA (June 2026)

You're paying a $795 annual fee for the Chase Sapphire Reserve® partly because of that $300 dining credit, but finding the best restaurants in Los Ang...
NCnextcard team
Jun 2, 2026

Toro Boston Review – Chase Sapphire Reserve Dining Credit (May 2026)

Toro, in Boston's South End, serves Spanish tapas from James Beard Award-winning chef Ken Oringer. I live in the Greater Boston area and Toro seemed l...
NCnextcard team
May 27, 2026

Bilt Cash Overview: What You Need to Know in May 2026

With the new Bilt cards, Bilt Cash has become an important rewards currency. Not only do you now need to select if you want to earn "Housing Only Rewa...
NCnextcard team
May 25, 2026

Bilt Blue vs Chase Freedom Unlimited: Which Card Wins in May 2026?

If you pay rent or mortgage, the Bilt Blue Card card is the clear winner. It's the only $0 annual fee card that earns rewards on housing payments with...
NCnextcard team
May 8, 2026

Bilt Palladium vs. Citi Strata Elite: Which Card Wins in May 2026?

Although these cards serve different types of travelers/spenders, we think the Bilt Palladium Card is generally the better overall card. However, the...
NCnextcard team
May 3, 2026

Bilt Home Away from Home: Complete Guide (May 2026)

Booking a luxury hotel and getting the VIP treatment used to be two different things, separated by serious annual spend most people simply don't have....
NCnextcard team
May 2, 2026

How I Nearly Lost My JetBlue Points Booking

They say that if you’re on the East Coast, JetBlue is king—free Wi-Fi, unlimited snacks, and roomy seats. But even JetBlue’s vaunted award chart can t...
NCnextcard team
Apr 30, 2026

What should I do with my Chase Sapphire Reserve®?

So with the Chase Sapphire Reserve® changes being rolled out next week, current cardholders keep asking me the same question: should I keep my card or...
NCnextcard team
Apr 30, 2026

Bilt Blue vs. Citi Double Cash: Which Card Comes Out Ahead?

When you're deciding between the Bilt Blue Card and the Citi Double Cash® Card, the math changes completely if you have monthly rent or mortgage payme...
NCnextcard team
Apr 18, 2026

Phoenix Bilt Neighborhood Restaurants: Complete Dining Guide April 2026

Phoenix has over 130 participating Bilt restaurants, but finding them through the app can be confusing. You can't filter by neighborhood or compare wh...
NCnextcard team
Apr 5, 2026

(Live) United Airlines MileagePlus Program: Changes Coming April 2, 2026

These changes are live. When was the last time you booked a United flight and thought about how many miles you'd actually earn? Starting April 2, 2026...
NCnextcard team
Apr 2, 2026

What is the $400 Resy credit on the American Express Platinum Card®?

This is an amazing credit for restaurant lovers and those looking to save some money on special occasion dinners. Resy offers a wide variety of high q...
NCnextcard team
Mar 19, 2026

What is the new Amex Platinum $200 Oura Credit?

According to some rumors/based on Amex's site, the revamped American Express Platinum Card® is coming out with a unique, new $200 Oura credit. For Our...
NCnextcard team
Mar 19, 2026

How I got Free Global Entry + TSA PreCheck

When I started traveling on a more frequent basis, I began getting frustrated with going through airport security and having to take off my shoes and...
NCnextcard team
Feb 24, 2026

Major Changes for The Platinum Card® from American Express

The Chase Sapphire Reserve® was one of the first major travel rewards-oriented credit cards to undergo a major overhaul in 2025. The Chase Sapphire Re...
NCnextcard team
Feb 23, 2026