Best Phoenix Restaurants to Use your Sapphire Reserve Dining Credit – 2026

Best Phoenix Restaurants to Use your Sapphire Reserve Dining Credit – 2026
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nextcard teamPublished Mar 26, 2026Updated Sep 11, 2026

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As of September 2026, the Sapphire Reserve Exclusive Tables list includes 10 Phoenix-area restaurants: five in Phoenix, three in Scottsdale, one in Paradise Valley, and one in Tempe.

A practical way to find eligible restaurants is nextcard's MealMaxxer, a completely free tool. MealMaxxer includes a default map view, but also cuisine filters and tags on specific restaurant's profiles to see if there are other dining rewards you can stack. With MealMaxxer, you can view all the information you need, in one place.

TL;DR:

  • As of September 2026, there are 10 participating Phoenix-area restaurants: five in Phoenix, three in Scottsdale, one in Paradise Valley, and one in Tempe.

  • You get up to $150 in statement credits per half of the year (up to $300 total annually), which typically post automatically within three business days but can take up to 4 weeks.

  • Multiple eligible restaurants in Phoenix offer tasting menus where you can take full advantage of your up to $150 semiannual credit.

  • Bill splitting between multiple Sapphire Reserve cards is possible, as long as the restaurant charges the bill directly to those cards.

  • nextcard's MealMaxxer displays all eligible restaurants in Phoenix and surrounding areas on one map with pricing and location details.

Downtown Phoenix Aerial Looking Northeast (1)

Understanding the Sapphire Reserve Dining Credit

The Sapphire Reserve dining credit gives you up to $150 in statement credits every six months, totaling $300 per year. The credit runs from January 1 through June 30 for the first half, then July 1 through December 31 for the second half.

You don't need to make a special reservation. Just pay with your card at any qualifying restaurant, and the statement credit applies automatically. Statement credits typically post within three business days, though they can take up to four weeks in some cases.

Eligible Phoenix Restaurants for the Dining Credit

The 10 qualifying Phoenix-area restaurants span Phoenix, Scottsdale, Paradise Valley, and Tempe. The current list includes Mexican, Thai, Italian, Latin American, contemporary American, African-influenced, and steakhouse options, from shareable plates to full tasting menus.

The current 10 Phoenix-area restaurants are:

  • Bacanora

  • Chilte

  • Cleaverman Restaurant

  • Latha Restaurant

  • Lom Wong

  • COURSE

  • Élephante Scottsdale

  • The Mission – Old Town Scottsdale

  • Fat Ox

  • Filthy Animal

Bacanora (Phoenix)

Bacanora serves Sonoran Mexican cooking from James Beard Award-winning chef René Andrade in West Phoenix. The restaurant's almost-daily-changing menu currently includes embered elote for $11, a caramelo for $18, a burrito for $20, short rib asado or bone-in New York strip for $84, and a 40-ounce bone-in ribeye for $300. That range lets you use the credit on several smaller dishes or put it toward a shared main. Menu items and prices can change.

Chilte (Phoenix)

Chilte serves contemporary Mexican food in West Phoenix. Chef Lawrence Smith's menu draws on Southwestern flavors and experimental techniques. Current posted prices include a green chorizo vampiro for $14, Santa quesadilla for $16, Chicatana Caesar salad for $19, birria tacos or the Bestia smashburger for $22, and mussels for $28; several larger plates are market price. A 3% charge is added to checks, and parties of six or more receive an automatic 25% gratuity. Menu items and prices can change.

Cleaverman Restaurant (Phoenix)

Cleaverman is a downtown Phoenix steakhouse near Footprint Center and Chase Field. Its menu emphasizes beef and shellfish, including dry-aged prime rib, a 32-ounce porterhouse, and lobster Thermidor. The official menu does not publish prices online, while Visit Phoenix classifies its average entrée cost as $40 and up, so a dinner can readily use most or all of the $150 credit. Ask the restaurant for current pricing when reserving.

Lom Wong (Phoenix)

Lom Wong serves regional Thai cuisine from chefs Yotaka and Alex Martin. Its current posted menu runs from $12 stir-fried bok choy and $14 fried bamboo to a $39 stir-fried crab dish and $49 whole branzino. Other examples include Yam Mamuang Boran green mango salad for $19, Kaeng Phet Charinda beef curry for $28, and crispy pork belly curry for $32; cocktails generally cost $15 to $18. The shared-plate format makes it easy to tailor a meal to the remaining credit on your account. Menu items and prices can change.

Latha Restaurant (Phoenix)

Latha Restaurant joined the Phoenix-area list in the August 28 update. It serves African, contemporary Southern, and contemporary American cooking, with an estimated price of about $45 per person.

COURSE (Scottsdale)

COURSE is an intimate Scottsdale tasting-menu restaurant from chef Cory Oppold. Its current summer menu is $135 for five courses Tuesday through Thursday and $175 for eight courses Friday and Saturday, before taxes and fees. Optional sommelier-selected wine pairings are $95 with the five-course menu and $155 with the eight-course menu; reserve pairings are $250 and $350, respectively. Add-ons include caviar “animal fries” for $35 and foie gras for $40. Menus and prices change seasonally.

Élephante (Scottsdale)

Élephante Scottsdale serves coastal Southern Italian food in Old Town Scottsdale. During Aperitivo Nights from 4 to 6 p.m. Monday through Thursday, the posted food menu includes mascarpone and prosecco arancini for $14, a bambino burger for $16, an aperitivo board or warm lobster roll for $22, and ham-and-cheese melts for $24. Its polished setting and group prix-fixe options make it better suited to a planned dinner than a quick credit redemption. Menus and prices can change.

fatox menu banner

The Mission – Old Town Scottsdale

The Mission serves Latin American food from chef Matt Carter. Its posted dinner menu lists marinated half chicken for $34, Faroe Islands salmon for $38, a 10-ounce flat iron steak for $45, and a 7-ounce filet for $54. Large-format steaks rise to $95 for an 18-ounce bone-in ribeye and $198 for a 28-ounce Flannery Jorge, giving diners several ways to plan around the credit. Menu items and prices can change.

Fat Ox (Paradise Valley)

Fat Ox serves modern Italian food from chef Matt Carter in Paradise Valley, with house-made pasta, slow-roasted meats, seafood, and a substantial wine and cocktail program. Its current summer menu prices house-made pastas from $18 to $34, main dishes from $32 for lasagna to $88 for a 20-ounce ribeye, and a 40-ounce porterhouse for two to four people at $189. That range makes it possible to use part or all of the credit without committing to a tasting menu. Menus and prices change seasonally.

Filthy Animal (Tempe)

Filthy Animal is a contemporary American restaurant in Tempe built around a wood-fire cooking pit. Its dinner menu includes wood-fired Napa cabbage for $21, lemongrass half chicken for $36, campfire branzino for $34, an 8-ounce filet for $58, and spicy grilled whole lobster for $68. A 32-ounce bone-in ribeye is $165, so the menu works for anything from a partial-credit meal to using the full $150 in one visit. Menu items and prices can change.

How the Dining Credit Works with Your Bill

The credit posts automatically after you pay. No enrollment, activation, or special reservation required. Statement credits typically appear within three business days, though they can take up to four weeks.

Bill splitting works perfectly. If you and a friend both have Reserve cards and split a $250 check as $150 on one card and $100 on the other, both credits trigger properly. The restaurant just needs to process each charge as a separate transaction.

Payment method matters. Third-party apps like DoorDash or Uber Eats won't qualify because the charge comes from the delivery service, not the restaurant. Gift card purchases don't count either. Direct takeout orders paid at the restaurant do qualify, as long as the charge processes directly from the qualifying location.

Before you pay, confirm that the exact restaurant location still appears in the Sapphire Reserve Exclusive Tables collection. Participation can change, and Chase requires the purchase to be identifiable as a direct charge from an eligible restaurant. Pay the restaurant itself with your Sapphire Reserve rather than using a delivery platform or another third-party payment service. Merchandise and gift-card purchases do not qualify. If you order takeout, arrange payment directly with the participating location.

How nextcard's MealMaxxer Simplifies Restaurant Discovery

MealMaxxer displays all 10 participating Phoenix-area restaurants on one map with pricing and location details. Filter by neighborhood or rewards program, then confirm current eligibility before paying.

Some participating restaurants also appear in other dining programs. Nextcard currently shows Cleaverman as active on inKind, so use MealMaxxer to check current overlap and confirm each program's payment terms before assuming the rewards will stack.

Final Thoughts on Chase Sapphire Reserve Dining in Phoenix

The 10 qualifying Phoenix-area restaurants cover Phoenix, Scottsdale, Paradise Valley, and Tempe, with choices ranging from regional Thai and Sonoran Mexican cooking to Italian and steakhouse menus. Many are priced high enough to use most or all of a $150 semiannual credit in one visit. Because the participating list can change, check OpenTable or MealMaxxer before dining.

FAQ

How many restaurants in Phoenix accept the Chase Sapphire Reserve dining credit?

The Phoenix area currently has 10 eligible restaurants: Bacanora, Chilte, Cleaverman Restaurant, Latha Restaurant, and Lom Wong in Phoenix; COURSE, Élephante Scottsdale, and The Mission – Old Town Scottsdale in Scottsdale; Fat Ox in Paradise Valley; and Filthy Animal in Tempe.

Does takeout from eligible restaurants qualify for the dining credit?

Takeout qualifies when you pay the restaurant directly at pickup. Orders through DoorDash, UberEats, or Postmates don't work because payment processes through the third party instead of directly through the restaurant.

Can I split a restaurant bill between multiple Sapphire Reserve cards?

Yes. Each cardholder receives their credit independently on their Chase account when the restaurant processes the bill as separate transactions. A $250 bill split as $150 on one Reserve and $100 on a different Reserve triggers both credits properly, and will result in a $150 and $100 statement credit respectively.

What happens to unused dining credits at the end of each six-month period?

Unused credits expire with no rollover. The January through June credit disappears after June 30th, then a fresh $150 credit starts July 1st. Plan visits before reset dates to avoid losing value.

Which Phoenix restaurant works best for maximizing the full $150 credit in one visit?

COURSE is the clearest published Phoenix-area option for using the full credit in one visit: its current eight-course Friday and Saturday menu is $175 before taxes and fees. Cleaverman and other higher-end restaurants may also reach $150, but menus change, so confirm current pricing when you book.

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