Using Paze at Clover Restaurants Guide (June 2026)
NC
nextcard teamPublished Jun 19, 2026
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Paze is an online checkout button backed by major U.S. banks, and it works at roughly 25,000 restaurants that run on Clover's point-of-sale system for online ordering.
Pair it with the right card and you can stack a Paze promo ($10 back per $10 spend, up to 10x per eligible card), Chase's 10x Paze bonus, and Bilt Neighborhood Dining at the ~300 Clover restaurants that participate in both. Here's how the stack works and where to find eligible spots.
TLDR:
Paze is an online checkout option built by the banks themselves, designed to compete with Apple Pay and Paypal.
Eligible debit and credit cards from the following issues are pre-loaded into a Paze wallet that you activate once from your banking app:
At checkout you pick a card from your Paze wallet, and your real card number stays hidden from the merchant (similar to Apple Wallet).
A few things to know up front:
Clover is one of the most common restaurant point-of-sale systems in the U.S., and its online ordering checkout supports Paze at roughly 25,000 restaurants. About 800 of those also sell gift cards through their Clover site, which you can buy with Paze.
For all intents and purposes, you can basically think of it as an alternative to Toast when you pay your dining bill.
That Clover footprint covers tens of thousands of independent restaurants, far more than the named-brand merchants Paze lists on its homepage (Dunkin, Domino's, Wendy's, etc.). It's the main reason the Paze + dining stack is worth paying attention to right now.
Assuming you've already activated your cards via Paze beforehand:
If you don't see Paze as a payment option, make sure you aren't using the Clover app. This only works on desktop/websites for some reason.
The fastest way is to use the nextcard Paze/Clover Restaurants map. The map is designed to help you quickly find eligible restaurants across the United States.
Few useful filters worth noting:
Once you've found a relevant restaurant, you can click on the embedded Clover link to be redirected to the restaurant-specific Clover online ordering page.
What's interesting right now is that three separate offers can hit on the same Clover order paid with Paze checkout:
If you properly max this out, a $10 order at a restaurant like Seoul Prime paid with a Chase Sapphire Preferred® Card is quite fruitful:
Pretty incredible quadruple stack opportunity if played correctly.
Spend $10 with Paze, get $10 back as a statement credit, up to 10 times per eligible card (a $100 cap per card). It has been getting nerfed over the last few days, but several high-ROI plays are still working:
Several Chase credit cards earn an additional 10x points on Paze purchases at eligible merchants, which stacks on top of the $10/$10 promo at Clover restaurants. Not every Chase card triggers the bonus, but here are the ones we know work (make sure to check your account for the offer):
| Chase Card | Annual Fee | Paze Bonus | Standard Dining Rate |
|---|---|---|---|
| Chase Sapphire Preferred® Card | $95 | 10x on Paze at eligible merchants | 3x on dining |
| Chase Sapphire Reserve® | $795 | 10x on Paze at eligible merchants | 3x on dining |
| Chase Freedom Flex® | $0 | 10x on Paze at eligible merchants | Rotating 5% categories |
| Chase Freedom Unlimited® | $0 | 10x on Paze at eligible merchants | 3x on dining |
How do you check? Look in your Benefits section.
Dining rewards programs can layer on top of the Paze + Chase stack at eligible Clover restaurants:
Use the "Stack with" filter on the nextcard Clover/Paze map to find restaurants where these overlaps exist. Also, note that Bilt and Rakuten dining both use "Rewards Network" which also powers the dining programs for United MileagePlus, Marriott Bonvoy, T-Mobile, American Airlines AAdvantage, etc... so you can stack any of those in Layer 3.
The Paze + Clover combo is one of the better limited-time plays in dining right now.
Find a participating restaurant on the Clover/Paze map, and let nextcard track your credit card credits so the promo and category bonuses post cleanly.
The real advantage is how little friction there is once you're set up. Using a passkey when checking out makes the process buttery smooth and the rewards opportunity are incredibly high right now.
Check the nextcard Clover/Paze map, or go to the restaurant's online ordering page and look for the Paze button at checkout. If you don't see Paze, make sure you aren't using the mobile app.
No. Paze is online checkout only; it does not work at the physical card reader on a Clover countertop terminal. The Clover integration only applies to a restaurant's online ordering page. For in-person taps you still need Apple Pay, Google Pay, or your physical card.
Yes, at about 800 of the ~25,000 Paze-eligible Clover restaurants. Those spots sell gift cards through the same Clover online ordering page, and the gift card purchase counts as a Paze transaction... which is why the $10/$10 promo plays well at gift-card-enabled Clover restaurants (specifically for $10 purchases).
Yes. The Chase 10x Paze offer is capped at $1,500 in Paze purchases per month per eligible card, for a max of 15,000 bonus points monthly. Once you hit the cap, additional Paze spend on that card earns the standard category rate (e.g., 3x dining on Sapphire Preferred) without the 10x boost.
First, confirm your card is Paze-eligible (most Chase consumer credit cards are). Then open the Chase app, go to the card's Digital Wallets section, and re-activate Paze. it sometimes needs to be re-linked after Chase pushes app updates.
If it still errors out, try activating directly at paze.com using your bank login. Some users have had to wait 24-48 hours after activation before Paze appears at checkout.