How to Pay With Paze at Clover Checkout (Oct 2026)

Paze can appear as a payment option on participating Clover online-ordering pages. This guide explains how to place an order, choose an eligible card, troubleshoot failed checkouts, and understand the current Paze credits and restrictions.

Pair it with the right card and you can stack several deals together like the Chase Freedom Flex®’s 7x on dining for Q4 2026, the 10x Chase Paze bonus through 2026, and other dining rewards programs like Bilt Neighborhood.

TL;DR

• Paze checkout may be available online at Clover restaurants, retail stores, salons, and other merchants

• Use a Chase card when checking out at a Paze restaurant to earn an additional 10x points (through 2026)

• ~400 Clover restaurants also participate in Bilt Neighborhood Dining, opening a Bilt + Paze + Chase 10x stack

Open the dedicated Paze Clover Map →

What Is Paze?

Paze is an online checkout option built by the banks themselves, designed to compete with Apple Pay and Paypal.

Eligible debit and credit cards from the following issues are pre-loaded into a Paze wallet that you activate once from your banking app:

1. Chase

2. Wells Fargo

3. Bank of America

4. Capital One

5. Citi

6. PNC

7. Truist

8. U.S. Bank.

At checkout you pick a card from your Paze wallet, and your real card number stays hidden from the merchant (similar to Apple Wallet).

A few things to know up front:

• Paze is online only. It works at checkout on participating merchant websites and apps; there's no tap-to-pay or in-person terminal version.

• Paze pulls from your existing card, so you still earn category bonuses (e.g., 3x dining on a Sapphire Preferred)

• Activation is required before your first use, even though the wallet is pre-loaded.

Where Clover Restaurants Fits In (And What is Clover)?

Clover is a common restaurant point-of-sale systems in the U.S. and its online ordering checkout supports Paze at roughly 35,000+ merchants.

For all intents and purposes, you can basically think of it as an alternative to Toast when you pay your dining bill.

That Clover footprint covers tens of thousands of independent restaurants, far more than the named-brand merchants Paze lists on its homepage (Dunkin, Domino's, Wendy's, etc.). It's the main reason the Paze + dining stack is worth paying attention to right now.

How to Pay with Paze at a Clover Restaurant

Assuming you've already activated your cards via Paze beforehand:

1. Find a participating Clover restaurant using the Paze restaurant finder.

2. Add items to your cart on the restaurant's Clover online ordering page.

3. At checkout, choose Paze & select which card you want to use to pay the bill

If you don't see Paze as a payment option, make sure you aren't using the Clover app. This only works on desktop/websites for some reason.

Common Pitfalls/Errors with using Paze at checkout for Clover restaurants

These are some common bugs/glitches we see when people are trying to checkout with Paze:

1. Do not use the Clover app. I repeat—do not use the Clover app. You will never see Paze as a checkout method

2. You might run into rate limiting issues if you try to do multiple Paze/Clover orders in the same day; just wait 24-48 hours before doing your next order

3. If you have a Clover-issued gift card in your cart for that restaurant, you won't be able to use Paze at checkout

How to Stack Paze Promos at Clover Restaurants

What's interesting is that you can combine three separate offers on the same Clover Paze order to earn over 17x back on your dining (and in some cases, 50% back):

1. Chase’s 10x bonus points on Paze checkout purchases

2. Chase Freedom Flex® total 7x bonus points on dining for Q4 2026

3. Dining rewards programs like Bilt Neighborhood, Rakuten Dining, or DoorDash In-Store Rewards

If you properly combine everything, a $16 order at Tanglad in San Francisco paid with a Chase Freedom Flex® is incredibly valuable:

1. 160 Chase points (from Chase 10x bonus points on Paze checkout)

2. 112 Chase points (from Freedom Flex Q4 dining category)

3. $5 back in DoorDash credits (from DoorDash In-Store Rewards)

If you’re like us and value Chase points at say 1.6 cents per point, that stack alone gets you over 50% back on your meal 🥘

Oh and the Chase Freedom Flex® has a limited time bonus offer. Absurdly good time to get this card.

Wanna go even deeper and quadruple stack??

I will warn you in advance that there’s very few restaurants where you can achieve such glory. Example restaurant here is Tacos Veganos in Phoenix, Arizona which participates in several dining rewards programs:

While the first three steps remain the same, the key difference is that you need to also add your Chase Freedom Flex® to your Bilt Wallet to earn up to 3x more points on this stack.

You may be wondering: how do I find these deals? Use MealMaxxer!

The Chase 10x bonus points promo when checking out with Paze

Several Chase credit cards earn an additional 10x points on Paze purchases at eligible merchants. Not every Chase card triggers the bonus, but here are the ones we know work (make sure to check your account for the offer):

How do you check? Look in your Benefits section.

Final Thoughts on Paze at Clover Restaurants

The Paze + Clover combo is one of the better limited-time plays in dining right now. If optimized correctly, you can get some very cheap meals.

The real advantage is how little friction there is once you're set up. Using a passkey when checking out makes the process buttery smooth and the rewards opportunity are incredibly high right now.

FAQ

Does Paze work at in-person Clover terminals?

No. Paze is online checkout only; it does not work at the physical card reader on a Clover countertop terminal. The Clover integration only applies to a restaurant's online ordering page. For in-person taps you still need Apple Pay, Google Pay, or your physical card.

Can I buy gift cards at Clover restaurants with Paze?

So, this one is tricky.

As of June 26, 2026, Paze no longer supports Clover-issued gift card purchases; if you add a Clover restaurant gift card to your cart, Paze will not show up as a payment method.

However, on August 05, we found ~358 merchants where you can purchase gift cards and gift certificates directly from their store. This differs because it's not issued as a Clover restaurant gift card—you likely will have to go in person or contact the store directly to acquire these gift cards.

Is there a cap on the Chase 10x Paze bonus?

Yes. The Chase 10x Paze offer is capped at $1,500 in Paze purchases per month per eligible card, for a max of 15,000 bonus points monthly. Once you hit the cap, additional Paze spend on that card earns the standard category rate (e.g., 3x dining on Sapphire Preferred) without the 10x boost.

What if Paze isn't showing up in my Chase wallet?

First, confirm your card is Paze-eligible (most Chase consumer credit cards are). Then open the Chase app, go to the card's Digital Wallets section, and re-activate Paze. it sometimes needs to be re-linked after Chase pushes app updates.

If it still errors out, try activating directly at paze.com using your bank login. Some users have had to wait 24-48 hours after activation before Paze appears at checkout.

Is Paze still working at Clover restaurants?

Yes, as of Oct 01, 2026. We use Paze to buy food/drinks at Clover restaurants every weekend.

Now, you may absolutely run into some issues: some restaurants have a Clover ordering page that is completely unused, meaning when the order arrives, the restaurant will deny it. This rarely happens, but is an absolute risk with using this payment method.

Clover doesn't show up as an eligible Paze merchant; will I get credited?

Yeah. We’ve seen thousands of Clover purchases get credited.