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How to find Clover restaurants and use Paze checkout (2026)
NC
nextcard teamPublished Jun 19, 2026Updated Jun 28, 2026
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Paze is an online checkout method backed by major U.S. banks, and it works at 27,549 merchants that run on Clover's point-of-sale system for online ordering (consisting of ~26k restaurants plus a long tail of beauty & wellness, retail, fitness, and other categories).
Pair it with the right card and you can stack other big Paze promos like the up to $10 back per $10 spent (up to 10 times per eligible card), Chase's 10x bonus points Paze bonus, and Bilt Neighborhood Dining at the ~300 Clover restaurants that participate in both programs.
This guide shows you how to use Paze at Clover Restaurants and find stacking opportunities.
TLDR:
Paze is an online checkout option built by the banks, designed to compete with Apple Pay and Paypal.
Eligible debit and credit cards from the following issues are pre-loaded into a Paze wallet that you activate once from your banking app:
At checkout you pick a card from your Paze wallet, and your real card number stays hidden from the merchant (similar to Apple Wallet).
A few things to know up front:
Clover is one of the most common point-of-sale systems in the U.S., and its online ordering checkout supports Paze checkout at 27,549 merchants. About 746 of the merchants (including many restaurants) also sell gift cards through their Clover site (though Paze gift card purchases are no longer going through as of late June 2026).
For all intents and purposes, you can basically think of Clover as an alternative to Toast when you pay your dining bill.
The full Clover footprint with online ordering breaks down like this (as of June 20, 2026):
One thing we found out the hard way (well, the fun way): Paze on Clover isn't restaurant-only. We're seeing Paze checkout appear at a handful of liquor stores, convenience stores, and grocery shops running Clover online ordering... which opens up a whole separate category of $10/$10 plays beyond food.
That Clover footprint covers tens of thousands of independent merchants, far more than the named-brand spots Paze lists on its homepage (Dunkin, Domino's, Wendy's, etc.). It's the main reason the Paze + Clover stack is worth paying attention to right now.
Assuming you've already activated your cards via Paze beforehand:
If you don't see Paze as a payment option, make sure you aren't using the Clover app. This only works on desktop/websites for some reason.
One thing to watch out for if you're using Paze to buy gift cards at Clover restaurants: as of June 20, some restaurants are refunding or cancelling the orders, while others are letting them go through with no issues.
A few datapoints we've seen so far:
Other datapoints suggest it's restaurant-dependent: some are cancelling, some are keeping the orders, some haven't touched them yet
The fastest way is to use the nextcard Paze/Clover map. It covers all 27,549 eligible merchants across the United States: restaurants plus retail, beauty & wellness, fitness, and the select liquor stores, convenience stores, and grocery shops we've confirmed on Clover.
Few useful filters worth noting:
Once you've found a relevant restaurant or nonrestaurant, you can click on the embedded Clover link to be redirected to the restaurant-specific Clover online ordering page. We also highlight if the merchant isn't accepting online orders to save you some time.
What's interesting right now is that three separate offers can hit on the same Clover order paid with Paze checkout:
If you properly max this out, a $10 food order at a restaurant like Seoul Prime paid with a Chase Sapphire Preferred® Card is quite fruitful:
Pretty incredible quadruple stack opportunity if played correctly.
Spend $10 with Paze, get $10 back as a statement credit, up to 10 times per eligible card (a $100 cap per card). It has been getting nerfed over the last few days, but several high-ROI plays are still working:
Several Chase credit cards earn an additional 10x points on Paze purchases at eligible merchants, which stacks on top of the $10/$10 promo at Clover restaurants. Not every Chase card triggers the bonus, but here are the ones we know work (make sure to check your account for the offer):
| Chase Card | Annual Fee | Paze Bonus | Standard Dining Rate |
|---|---|---|---|
| $95 | 10x on Paze at eligible merchants | 3x on dining | |
| $550 | 10x on Paze at eligible merchants | 3x on dining | |
| $0 | 10x on Paze at eligible merchants | Rotating 5% categories | |
| $0 | 10x on Paze at eligible merchants | 3x on dining |
How do you check? Look in your Benefits section.
Dining rewards programs can layer on top of the Paze + Chase stack at eligible Clover restaurants:
Use the "Stack with" filter on the nextcard Clover/Paze map to find restaurants where these overlaps exist. Also, note that Bilt and Rakuten dining both use "Rewards Network" which also powers the dining programs for United MileagePlus, Marriott Bonvoy, T-Mobile, American Airlines AAdvantage, etc... so you can stack any of those in Layer 3.
The Paze + Clover combo is one of the better limited-time plays in dining right now.
Find a participating restaurant on the Clover/Paze map, and let nextcard track your credit card credits so the promo and category bonuses post cleanly.
The real advantage is how little friction there is once you're set up. Using a passkey when checking out makes the process buttery smooth and the rewards opportunity are incredibly high right now.
Check the nextcard Clover/Paze map, or go to the restaurant's online ordering page and look for the Paze button at checkout. If you don't see Paze, make sure you aren't using the mobile app.
Note that some merchants don't accept online orders. But that's flagged on the nextcard Paze/Clover map!
No. Paze is online checkout only; it does not work at the physical card reader on a Clover countertop terminal. The Clover integration only applies to a restaurant's online ordering page. For in-person taps you still need Apple Pay, Google Pay, or your physical card.
No; as of late June 2026, Paze gift card purchases at Clover merchants are no longer working. Even at the ~746 Clover merchants that sell gift cards through their online ordering page, Paze is not a supported payment method for those transactions. Stick to ordering food directly to use Paze at Clover.
Yes. The Chase 10x Paze offer is capped at $1,500 in Paze purchases per month per eligible card, for a max of 15,000 bonus points monthly. Once you hit the cap, additional Paze spend on that card earns the standard category rate (e.g., 3x dining on Sapphire Preferred) without the 10x boost.
First, confirm your card is Paze-eligible (most Chase consumer credit cards are). Then open the Chase app, go to the card's Digital Wallets section, and re-activate Paze. it sometimes needs to be re-linked after Chase pushes app updates.
If it still errors out, try activating directly at paze.com using your bank login. Some users have had to wait 24-48 hours after activation before Paze appears at checkout.
No. Restaurants are the bulk of it (26,103 of the 27,549 Paze-eligible Clover merchants), but the other ~1,446 are non-restaurants: retail & services, beauty & wellness, fitness & recreation, arts & entertainment, specialty lounges, auto services, and body art studios. We've also seen Paze checkout at select liquor stores, convenience stores, and grocery shops running Clover online ordering, which opens up $10/$10 plays well beyond food. Use the "Business type" filter on the nextcard Clover/Paze map to browse by category.
