Bilt Cash Redemption Calculator
Find the best way to redeem your Bilt Cash based on how much you value a Bilt Point.
Default 1.55¢ per Frequent Miler RRV
cpp
Bilt Blue does not have access to Points Accelerator
For evaluating the May 01, 2026 Avios transfer bonus
pts
Transfer bonuses vary on your Bilt status
Should you pay ฿150 to upgrade to the next bonus transfer tier?
No
Based on where this ranks among Bilt Cash uses. For exact math, .
Value per ฿1 — ranked highest to lowest
Credit RedemptionsBest
$1.00฿1 = $1.00 (Lyft, GrubHub, etc.) with monthly and yearly redemption limits
Redeem Against Housing
$0.52฿1 = 33.3 Bilt Points x 1.55 CPP = $0.52
Transfer Upgrade (40% → 50%)
$0.05฿150 upgrade: +500 extra pts (5,000 x 10%) x 1.55 CPP = $7.75 ($0.05 per ฿1)
Points Accelerator
$0.00Not available on this card
How it works
- Credit Redemptions (Lyft, GrubHub, etc.) always give you ฿1 = $1.00 in value, with monthly and yearly redemption limits.
- Redeem Against Housing converts ฿1 into 33.3 Bilt Points, up to your monthly housing payment in points. For example, with $1,000/mo rent you can redeem up to 1,000 points/mo (costing ฿30), or ฿270 for Apr–Dec 2026.
- Points Accelerator costs ฿200 to unlock +1x points on your next $5,000 in spend, netting you up to 5,000 Bilt Points (effectively ฿1 = 25 Bilt Points in the best case scenario). If you don't spend up to the max, the valuation gets worse.
- Transfer Bonus gives you bonus points on Avios transfers based on your Bilt status (Blue: 40%, Silver: 50%, Gold: 60%, Platinum: 75%). You can pay ฿150 to upgrade one tier (up to 100%). Max 100,000 base points eligible. This is contingent on a relevant transfer bonus being available — if no bonus is in play, the value of this option is not as high.
Last updated: Apr 27, 2026