Transfer Partner Ratios Table
Compare points transfer ratios across all major credit card rewards programs.
Last updated: Feb 19, 2026
| Program | American Express Travel®19 programs1 active bonus | Bilt Travel Portal24 programsNo bonuses | Capital One Travel22 programs1 active bonus | Chase Travel℠13 programs3 active bonuses | Citi Travel®20 programs2 active bonuses | Wells Fargo Rewards®7 programsNo bonuses |
|---|---|---|---|---|---|---|
Avianca LifeMiles Airline | — | |||||
(Avios) British Airways Executive Club Airline | — | |||||
Aer Lingus AerClub Airline | — | — | ||||
I Prefer Hotel Rewards Hotel | — | — | — | — | ||
Iberia Plus Airline | — | — | ||||
Virgin Atlantic Flying Club Airline | ||||||
Accor ALL Hotel | — | — | — | |||
Aeromexico Club Premier Airline | — | — | — | |||
Air Canada Aeroplan Airline | — | — | ||||
Air France-KLM Flying Blue Airline | ||||||
American Airlines AAdvantage Airline | — | — | — | — | — | |
ANA Mileage Club Airline | — | — | — | — | — | |
Atmos Rewards Airline | — | — | — | — | — | |
Cathay Pacific Asia Miles Airline | — | — | ||||
Choice Privileges Hotel | — | — | ||||
Delta SkyMiles Airline | — | — | — | — | — | |
Emirates Skywards Airline | — | — | ||||
Etihad Guest Airline | — | — | ||||
EVA Air Infinity MileageLands Airline | — | — | — | — | ||
Finnair Plus Airline | — | — | — | — | — | |
Hilton Honors Hotel | — | — | — | — | ||
IHG One Rewards Hotel | — | — | — | — | ||
Japan Airlines Mileage Bank Airline | — | — | — | — | ||
JetBlue TrueBlue Airline | — | — | ||||
Leaders Club Hotel | — | — | — | — | — | |
Marriott Bonvoy Hotel | — | — | — | |||
Qantas Frequent Flyer Airline | — | — | — | |||
Qatar Airways Privilege Club Airline | — | — | — | |||
Singapore KrisFlyer Airline | — | — | ||||
Southwest Rapid Rewards Airline | — | — | — | — | ||
Spirit Free Spirit Airline | — | — | — | — | — | |
TAP Air Portugal Miles&Go Airline | — | — | — | — | ||
Thai Airways Royal Orchid Plus Airline | — | — | — | — | — | |
Turkish Airlines Miles&Smiles Airline | — | — | — | |||
United MileagePlus Airline | — | — | — | — | ||
Virgin Red Airline | — | — | — | — | — | |
World of Hyatt Hotel | — | — | — | — | ||
Wyndham Rewards Hotel | — | — | — | — |
| Program | American Express Travel®19 programs1 active bonus | Bilt Travel Portal24 programsNo bonuses | Capital One Travel22 programs1 active bonus | Chase Travel℠13 programs3 active bonuses | Citi Travel®20 programs2 active bonuses | Wells Fargo Rewards®7 programsNo bonuses |
|---|---|---|---|---|---|---|
Avianca LifeMiles Airline | — | |||||
(Avios) British Airways Executive Club Airline | — | |||||
Aer Lingus AerClub Airline | — | — | ||||
I Prefer Hotel Rewards Hotel | — | — | — | — | ||
Iberia Plus Airline | — | — | ||||
Virgin Atlantic Flying Club Airline | ||||||
Accor ALL Hotel | — | — | — | |||
Aeromexico Club Premier Airline | — | — | — | |||
Air Canada Aeroplan Airline | — | — | ||||
Air France-KLM Flying Blue Airline | ||||||
American Airlines AAdvantage Airline | — | — | — | — | — | |
ANA Mileage Club Airline | — | — | — | — | — | |
Atmos Rewards Airline | — | — | — | — | — | |
Cathay Pacific Asia Miles Airline | — | — | ||||
Choice Privileges Hotel | — | — | ||||
Delta SkyMiles Airline | — | — | — | — | — | |
Emirates Skywards Airline | — | — | ||||
Etihad Guest Airline | — | — | ||||
EVA Air Infinity MileageLands Airline | — | — | — | — | ||
Finnair Plus Airline | — | — | — | — | — | |
Hilton Honors Hotel | — | — | — | — | ||
IHG One Rewards Hotel | — | — | — | — | ||
Japan Airlines Mileage Bank Airline | — | — | — | — | ||
JetBlue TrueBlue Airline | — | — | ||||
Leaders Club Hotel | — | — | — | — | — | |
Marriott Bonvoy Hotel | — | — | — | |||
Qantas Frequent Flyer Airline | — | — | — | |||
Qatar Airways Privilege Club Airline | — | — | — | |||
Singapore KrisFlyer Airline | — | — | ||||
Southwest Rapid Rewards Airline | — | — | — | — | ||
Spirit Free Spirit Airline | — | — | — | — | — | |
TAP Air Portugal Miles&Go Airline | — | — | — | — | ||
Thai Airways Royal Orchid Plus Airline | — | — | — | — | — | |
Turkish Airlines Miles&Smiles Airline | — | — | — | |||
United MileagePlus Airline | — | — | — | — | ||
Virgin Red Airline | — | — | — | — | — | |
World of Hyatt Hotel | — | — | — | — | ||
Wyndham Rewards Hotel | — | — | — | — |