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Chase Sapphire Preferred® Card Calculator: Is It Worth $95?

Use this calculator to see if the Chase Sapphire Preferred is worth its $95 annual fee after new benefits arrive on June 15, 2026.

$95 annual fee

Annual Value

Choose the credits you would use

$10 DoorDash Non-Restaurant Promo

Monthly

Get a $10 monthly promo for eligible non-restaurant DoorDash orders.

Updated

$100 Hotel Credit

Yearly

Get up to $100 each anniversary year for hotel stays booked through Chase Travel.

New

$120 Global Entry, TSA PreCheck, or NEXUS Credit

Every 4 years

Up to $120 every four years for a Global Entry, TSA PreCheck, or NEXUS application fee.

New

$160 Complimentary Apple TV Subscription

One-time

A complimentary one-year Apple TV subscription when activated by December 31, 2026.

Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening

Dining: Earn 3x points on dining at restaurants, including takeout and eligible delivery services.

Entertainment: Earn 3x points on select streaming services.

Groceries: Earn 3x points on online grocery purchases (excluding Target, Walmart, and wholesale clubs).

New Gas: Earn 3x points on gas and EV charging.

Everything else: Earn 1x points on all other purchases.

Chase Travel: Earn 5x points on purchases made through Chase Travel.

New Vacation Rentals: Earn 3x points on vacation homes at top brands including Airbnb, Vrbo and more.

Travel: Earn 2x points on travel purchases