Paze is giving you $10 back every single time you spend $10 or more at a participating online merchant. Read that again. That's a 100% rebate on the first $10 of every qualifying transaction, up to 10 times per card.

Do the math: 10 purchases at $10 each on one card = $100 back. Two cards in your Paze wallet? $200. Three cards? $300. There is no per-person cap, only a per-card cap, and most of us have multiple cards sitting in there already.

This is a rewards program you don't have to optimize. It's not a category bonus. It's not points you have to convert at some mystery valuation. Paze is just handing you back the money you were going to spend anyway (assuming you follow instructions), and the only real question is how many cards you can stack before the September 10, 2026 deadline.

TL;DR

• Spend $10+ at a participating merchant via Paze checkout, get $10 back as a statement credit. A 100% rebate on the first $10 of every qualifying purchase.

• Up to 10 credits per card = up to $100 back per card, with no per-person cap. Two cards = $200, three cards = $300, and so on.

• Runs June 15 to September 10, 2026. No enrollment needed, just activate Paze in your bank's app.

• Gift card purchases from merchants like Newegg, Fanatics, and Dunkin' qualify, making it easy to hit the $100 ceiling fast.

• Statement credits will post within 2 billing cycles after the transaction.

Wait, What Is Paze?

Paze is an online checkout button backed by major U.S. banks and credit unions (think Chase, Bank of America, Capital One, Wells Fargo, and more). You activate it through your bank's app or website, and from then on you can check out at participating merchants by clicking the Paze logo instead of typing in your card number. Your actual card number stays hidden from the merchant, which is a nice security perk on top of this cash back promotion.

It's designed to be a competitor to Apple Pay and has been in the limelight recently with Chase's 10x extra points on Paze purchases promotion (eg Chase Sapphire Preferred® Card, can earn an additional 10x points on all Paze purchases).

The Deal: Spend $10, Get $10 Back (Up to $100 Per Card)

Let's be clear about what's happening here: you spend $10, Paze gives you $10 back.

Each qualifying purchase triggers one credit, capped at 10 per card, which is where the $100 ceiling comes from. There is no catch buried in the fine print, no minimum number of transactions, no spend requirement to unlock it. Some purchases might be harder to optimize than others, but if you can find $10 gift cards, this is an ideal use case for the promotion.

The promotion runs June 15 through September 10, 2026. That's roughly three months of eligible purchases to work with, and since the bar per transaction is just $10, most routine online orders will qualify without any effort to game the system.

There's also no enrollment step. Once your card is in Paze and you're checking out at a participating merchant, the tracking happens automatically.

A few specifics worth knowing:

• Each purchase must be at least $10 to trigger a credit, but you don't need to spend more than that to get the full $10 back.

• The credit is a flat $10 per qualifying transaction, regardless of how much you spend above that $10 floor.

• You can earn a maximum of 10 statement credits per card, totaling up to $100 per card across the promotional window.

What are the Paze "Participating Merchants?"

This list is valid as of June 15, 2026. For a more up to date list, check out our card linked offers table.

1. 1-800-Flowers.com

2. Banter by Piercing Pagoda

3. Broadway.com

4. City Experiences

5. Domino’s

6. Dunkin’

7. Fanatics

8. GNC

9. Harry & David

10. Jared

11. Kay Jewelers

12. Newegg

13. Omaha Steaks

14. PayRange

15. Personalization Mall

16. Pet Supermarket

17. Roku

18. Sephora

19. Shoney’s

20. StubHub

21. Teleflora

22. United Airlines

23. USA Today

24. Wendy’s

25. Whataburger

26. Xsolla

27. Zales

How to Maximize It: Concrete Examples

Getting to the $100 ceiling per card doesn't require a single big purchase or any unusual shopping. A few concrete paths worth knowing:

• Split a larger order into separate transactions. Ten individual $10 Domino's or Newegg purchases each trigger their own credit. The items don't need to be bundled or related at all.

• Use it on recurring purchases you'd make anyway. A weekly Dunkin' order, a Wendy's lunch run, or a Roku subscription at participating merchants all count without any extra spend.

• Spread purchases across multiple participating retailers. You don't have to hit all 10 qualifying transactions at one merchant, so mixing 1-800-Flowers.com, Sephora, StubHub, and other participating stores gets you there just as well.

The Multi-Card Angle: Double (or Triple) Your Money

Here's where it gets kind of funny. The $100 cap is per card, not per person.

Two cards in your Paze wallet? Up to $200 back. Three cards? $300. Four? $400. Each card runs its own independent tally, and Paze actually confirms this exact question in their FAQs (they say two cards can earn up to $200... and so on).

I have 30 cards. This is game over for Paze if I do everything correctly.

A few things to keep in mind if you're stacking:

• Each card needs to be activated through its issuing bank's Paze setup. Adding a card to your digital wallet isn't the same as activating it for the promotion, so double-check each one.

• The $100 cap is per card, so spreading $10 purchases across multiple cards gets you further than piling them all onto one.

• Some banks layer on their own rules, so confirm with each issuer before assuming every card in your wallet qualifies.

If you've got more than one card sitting in your Paze wallet, this is the rare promotion that actually rewards you for using all of them.

Final Thoughts on the Paze Promotion

The Paze cash back offer is straightforward and runs through September 10, 2026. You can earn up to $100 per enrolled card by making $10+ purchases at participating merchants, and if you have multiple eligible cards, each one qualifies separately.

Enrollment is free, the setup takes a few minutes through your bank's app, and your normal online shopping handles the rest.

Paze Promotion FAQs

How does the "Spend $10, get $10 back" offer work?

Between June 15, 2026 and September 10, 2026, each time you spend $10 or more using Paze in a single transaction at a participating merchant, you'll get a $10 statement credit. You can earn this credit up to 10 times, for up to $100 back per card in your Paze wallet.

How do I start using Paze?

Paze is an online checkout experience offered by participating U.S. banks and credit unions. When you check out with Paze, your actual card number isn't shared with merchants. To start, activate Paze in your bank or credit union's app or website, then look for the Paze logo when you check out online at participating merchants.

Do I need to enroll in this offer?

No enrollment needed. Just activate your Paze wallet and spend $10 or more at participating merchants.

Do gift card purchases qualify for the $10 back?

Yes. According to sources, Paze has confirmed that gift card purchases from participating merchants like Newegg, Fanatics, and the Dunkin' app qualify for the $10 back on $10+ transactions on all eligible U.S. credit and debit cards. For Dunkin', you may need to buy a new gift card to pay with Paze, then merge the balance onto your existing card, or update your app to turn on Paze for reloads. The $100 per card cap still applies, but there's no limit on how many cards you can stack.

Which banks and credit unions participate in Paze?

You'll need to check eligibility for your own cards in your bank's mobile app, but participating financial institutions include Bank of America, Capital One, Chase, City Elan, PNC, Truist, US Bank, Wells Fargo, and more.

Can I earn up to $100 back on multiple cards in my Paze wallet?

Yes. Each card in your Paze wallet is eligible to earn up to $100 back in statement credits. Two eligible cards in your Paze wallet could get you up to $200 back in credits. I have 30 eligible cards... so that's $3000.

When will I receive my $10 statement credit?

After your qualifying transaction posts, you'll typically receive your $10 statement credit within 2 billing cycles. Purchases made close to the September 10 deadline may not post until your October statement, so factor that window in when timing your last qualifying orders.

What if I don't see the credit on my card statement?

If your credit hasn't appeared after two billing cycles from when the transaction posted, contact your bank or credit union with your purchase details.