How will I be using my $300 dining credit on the Chase Sapphire Reserve®?

Chase has come out with an up to $300 dining credit for restaurants that are on the Sapphire Reserve Exclusive Tables program. This credit comes in the form of two up to $150 statement credits semiannually. It can be a fantastic benefit for a special dinner for a loved one or an anniversary dinner. Whatever the occasion, this $300 dining credit can be great for those that love to dine out.

What can you use the up to $300 dining credit on?

You can use the $300 dining credit at over 250 restaurants across the United States on Sapphire Reserve Exclusive Tables. These restaurants are mostly in highly populated areas and big cities. There are a variety of cuisines with these restaurants, all being pretty high quality.

As I stated previously, the $300 credit comes biannually. You will get a $150 statement credit when you dine at restaurants participating in the Sapphire Reserve Exclusive Tables from January 1st to June 30th and then another $150 from July 1st to December 31st.

Whether you are looking for a restaurant to visit near you or on vacation, you’ll be able to make good use out of this credit.

We made a tool so that users can quickly find out how they can use their Reserve's dining credit. It's a map that features all the eligible restaurants.

How will I be using the $300 dining credit with Sapphire Reserve Exclusive Tables?

I live about 45 minutes to an hour outside of the Greater Boston area where there are six restaurants that partner with Sapphire Reserve Exclusive Tables. I mostly head out to the Boston area as my girlfriend and many of my friends live there—so I can definitely take advantage of this dining credit.

I recently got the Chase Sapphire Reserve® at $550 before its recent revamp with cool new benefits and a $795 annual fee. That means that I will be eligible to use some of the new benefits like the dining credit starting on October 26, 2025.

My plan is to use $150 of the statement credit before December 31st before it resets at the beginning of next year. I don’t have any trips planned for the rest of the year currently—so I’m hoping to use the credit somewhere in the Boston area. After using our search tool the two restaurants I’m looking at are La Royal in Cambridge, MA and Mahaniyom in Brookline, MA.

La Royal is an upscale Peruvian-Chinese fusion restaurant with entrees costing around $25-$40. On OpenTable, there are numerous 5 star reviews along with an average rating of 4.7 for the food. On Google reviews, the restaurant has a 4.4 rating with 303 reviews total.

Personally I love trying new cuisines and the Peruvian-Chinese fusion really intrigued me. I’ve had food in Colombia and Ecuador and I have been told there are some similarities to Peruvian food. A big difference is that Peru has had a long history of immigration and thus leading to other cultures combining with the Peruvian cuisine. Two dishes that I’m thinking about getting when I go are the “Arroz con seared duck” (cilantro rice, seared duck breast and salsa criolla) and “patarascha” (whole branzino grilled in plantain leaves along with amazonic condiments).

Mahaniyom in Brookline is a family-style restaurant with authentic Thai cuisine with entrees costing around $15-$25. On OpenTable this restaurant has exceptionally high ratings. It boasts a 4.7/5 rating overall along with 4.8/5 for the food. And on Google reviews it has a 4.6/5 rating with over 650 reviews.

Thai food is like a comfort for me—I love getting Pad Thai or Pad See Ew for a nice quick meal when I don’t feel like cooking. This restaurant has Pad Thai along with a whole bunch of other dishes. The curry dishes also looked good. What’s nice is I could go out to eat with three friends here and only use $80 of the $150 biannual statement credit.

And for next year, my hope is to use some of the $150 biannual statement credit at some restaurants all over the US. I usually stay in the Orlando, Florida area for Christmas time into early January. Unfortunately there aren’t any restaurants there—but there are quite a few options in Miami, Florida. Might be worth taking a quick weekend trip to explore Miami while taking advantage of this dining credit.

How do you make sure you get the statement credit when dining at Sapphire Reserve Exclusive Tables restaurants?

In order to qualify for the statement credits, you need to make purchases through the restaurants that are identifiable for Chase to be through a Sapphire Reserve Exclusive Tables restaurant. A little vague, I know.

Basically, don’t make any purchases via your Apple Wallet and don’t order through a third party app. Also, you most likely won’t get a credit when buying a gift card at a Sapphire Reserve Exclusive Tables restaurant with your Chase Sapphire Reserve®.

What do I wish was different about the $300 dining credit with the Sapphire Reserve Exclusive Tables?

I understand the exclusivity idea of the Sapphire Reserve Exclusive Tables program but with only around 250 restaurants across the US it can make it more difficult for some to use. Let’s say you live in a suburban or rural area and don’t travel to big cities much, this benefit is essentially useless. My thought process is that there are probably some folks in suburban and rural areas that would enjoy this credit and spend a lot at these restaurants. This would make the Chase Sapphire Reserve® to a wider audience.

How does this Chase Sapphire Reserve® benefit compare to the dining benefit on the Platinum Card® from American Express?

The Sapphire Reserve Exclusive Tables with Chase Sapphire Reserve® is a nice benefit but it doesn’t stack up to the Platinum Card® from American Express dining benefit with the Resy platform. Notably the Platinum Card® from American Express has a slightly more expensive annual fee.

And Resy has over 10,000 restaurants on its platform while Sapphire Reserve Exclusive Tables has just 267 restaurants. All of the Resy restaurants I’ve been to are solid. Who knows, maybe the Sapphire Reserve Exclusive Tables restaurants are super high quality on average compared to Resy restaurants. I’ll have to see for myself after October 26th when my new benefits are activated.

Final Remarks

Chase’s Sapphire Reserve Exclusive Tables benefit is definitely on the higher tier of benefits offered on the Chase Sapphire Reserve®. Everyone I know loves a nice dinner—especially when it's discounted. For those living in the city or traveling frequently, it's pretty easy to use. Folks in suburban and rural areas that stay at home most of the year will have a tough time putting this dining credit to use. The Chase Sapphire Reserve® is a card for travelers and the Sapphire Reserve Exclusive Tables benefit reinforces that sentiment.