The Chase Sapphire Reserve® has an up to $300 dining credit for restaurants that are part of the OpenTable/Sapphire Reserve Exclusive Tables program. This credit comes in the form of two up to $150 statement credits semiannually. It can be a fantastic benefit for a special dinner for a loved one or an anniversary dinner.

And if you're considering getting this card, it currently has an incredible welcome bonus where you can earn 100,000 points after spending $6,000 in 3 months. This is one of the best bonuses we've ever seen on the Chase Sapphire Reserve®!

TL;DR

• The Reserve offers an up to $300 annual dining credit through Sapphire Reserve Exclusive Tables, split into two up to $150 semiannual credits.

• About 400 restaurants across the US are part of the program, mostly in big cities and highly populated areas.

• To get the statement credit, pay directly at the restaurant with your physical Reserve card. Don't pay through UberEats or DoorDash or other third party tools

• If you live near a major city or travel often, this credit is easy to put to good use. Suburban and rural cardholders may have a tougher time.

What can you use the up to $300 dining credit on?

You can use the dining credit at over 400 restaurants across the United States that are part of Sapphire Reserve Exclusive Tables as of September 2026. The list covers cuisines from Japanese omakase and Italian fine dining to modern American, steakhouses, and fusion.

The credit is divided up semiannually. You will get an up to $150 statement credit when you dine at restaurants participating in the Sapphire Reserve Exclusive Tables from January 1st to June 30th and then another up to $150 from July 1st to December 31st. The credit does not roll over.

We made a tool so that users can quickly see the restaurants where you can use your Reserve's dining credit. It's a map/list that features all the eligible restaurants and is updated weekly.

How do you make sure you get the statement credit when dining at Sapphire Reserve Exclusive Tables restaurants?

In order to qualify for the statement credits, you need to make purchases through the restaurants that are identifiable for Chase to be through a Sapphire Reserve Exclusive Tables restaurant. A little vague, I know.

The simplest way to make sure you get the credit is to pay directly at the restaurant with your physical Chase Sapphire Reserve®. Apple Pay is fine. Paying through Uber Eats or DoorDash is not fine.

You do not need a reservation to use the credit.

How to find restaurants for the Sapphire Reserve dining credit

While you can search through OpenTable’s dedicated Sapphire Reserve pages to find eligible restaurants, its a clunky process since there’s no definitive map or table. It’s just a 2×2 column grid of restaurants… can be annoying since they group weird restaurants together (eg they say Sacramento is part of San Francisco??)

We mapped out every participating restaurant on our CSR Dining Credit map. If you don’t like maps, you can also use our table view.

Confirm participation on OpenTable

Before you go, check the restaurant against OpenTable's current Sapphire Reserve Exclusive Tables list.

While we try to keep the nextcard map updated, we cannot make promises it will always be accurate since Chase/OpenTable can change participating restaurants at a whim.

Buying gift cards: will they trigger the Sapphire Reserve dining credit?

Your mileage may vary.

Chase's terms say gift cards may not be identifiable as purchases made directly with participating restaurants and therefore may not qualify. However, many people have purchased gift cards at restaurants that sell gift cards via Toast or SecureTree.

We have a filter on the nextcard map that shows all restaurants that sell gift cards via Toast/SecureTree. We also have user collected datapoints so you can quickly and easily see if other people have had success with purchasing gift cards and getting credited.

What do I wish was different about the $300 dining credit with the Sapphire Reserve Exclusive Tables?

I understand the exclusivity idea of the Sapphire Reserve Exclusive Tables program but with only around 400 restaurants across the US it can make it more difficult for some to use.

Let’s say you live in a suburban or rural area and don’t travel to big cities much... this benefit is essentially useless. My thought process is that there are probably some folks in suburban and rural areas that would enjoy this credit and spend a lot at these restaurants. This would make the Chase Sapphire Reserve® to a wider audience.

How will I be using the $300 dining credit with Sapphire Reserve Exclusive Tables?

I live about 45 minutes to an hour outside of the Greater Boston area where there are six restaurants that partner with Sapphire Reserve Exclusive Tables. I mostly head out to the Boston area as my girlfriend and many of my friends live there—so I can definitely take advantage of this dining credit.

My plan is to use $150 of the statement credit before December 31st before it resets at the beginning of next year. I don’t have any trips planned for the rest of the year currently—so I’m hoping to use the credit somewhere in the Boston area. After using our search tool the two restaurants I’m looking at are La Royal in Cambridge, MA and Mahaniyom in Brookline, MA.

How does this Sapphire Reserve benefit compare to the dining benefit on the Amex Plat?

The Sapphire Reserve Exclusive Tables with Chase Sapphire Reserve® is a nice benefit but it doesn't stack up to the American Express Platinum Card® dining benefit with the Resy platform. Notably the Amex Plat has a slightly more expensive annual fee at $895 per year.

Resy has a much broader network, while Sapphire Reserve Exclusive Tables has 406 restaurants as of September 2026. The Reserve credit may suit a larger meal, while broader geographic coverage can make other benefits easier to use.

Final Remarks

Chase’s Sapphire Reserve Exclusive Tables benefit is definitely on the higher tier of "useful" benefits offered on the Chase Sapphire Reserve®. Everyone I know loves a nice dinner, especially when it's discounted. For those living in the city or traveling frequently, it's pretty easy to use.

Folks in suburban and rural areas that stay at home most of the year will have a tough time putting this dining credit to use. The Chase Sapphire Reserve® is a card for travelers/city dwellers and the Sapphire Reserve Exclusive Tables benefit reinforces that sentiment.

Frequently Asked Questions

How does the Chase Sapphire Reserve $300 dining credit work?

The up to $300 dining credit is split into two up to $150 semiannual statement credits. You get up to $150 when you dine at a Sapphire Reserve Exclusive Tables restaurant from January 1st to June 30th, and another up to $150 from July 1st to December 31st. Just pay with your physical Chase Sapphire Reserve® at the restaurant.

You do not need a reservation at the restaurant. I repeat: you do not need a reservation.

How many restaurants are part of Sapphire Reserve Exclusive Tables?

There are about 400 restaurants across the United States participating in the program. Most of them are in big cities and highly populated areas, with cuisines ranging from Japanese omakase and Italian fine dining to steakhouses and fusion spots.

Can I use the dining credit through DoorDash or UberEats?

No. To qualify for the statement credit, you need to pay directly at the restaurant with your physical Chase Sapphire Reserve®. Apple Pay does seem to work.

Does the unused portion of the $150 semiannual credit roll over?

No, the up to $150 semiannual credit does not roll over. If you don't use it by the end of the semiannual period (June 30th or December 31st), the remaining balance resets. You'll want to plan a dinner before each deadline to get the most out of it.

Is the Sapphire Reserve Exclusive Tables dining credit worth it if I live in a suburban or rural area?

It can be tough. With only around 400 restaurants concentrated in big cities, you might not have a participating restaurant nearby. If you travel to major cities regularly, you can still put the credit to good use. But if you mostly stay local in a less populated area, this particular benefit may go unused.

You could always try buying gift cards via Toast, but there's always a chance that might not track properly.