Shopping at Macy's is already a good opportunity to stack coupons, sales, and credit card rewards. Now, there's another way to save.

Through September 10, 2026, eligible Paze users can earn a $10 statement credit after spending $10 or more at participating online merchants… now including Macy's. Even better, you can repeat the offer up to 10 times per eligible card, making it possible to earn as much as $100 back per card before the promotion ends.

If you've never used Paze before in general or for Macy’s, don't worry. This guide explains exactly how the Macy's Paze offer works, how to qualify, what purchases are eligible, and a few important limitations to know before checking out.

TL;DR

• Macy's recently added support for Paze online checkout, making it one of the newest participating merchants.

• Spend $10 or more at Macy's using Paze checkout and receive a $10 statement credit on an eligible card (up to 10 times per card).

• The promotion runs from June 15 through September 10, 2026 and can be redeemed up to 10 times per eligible card, for up to $100 back per card.

• Purchases must be $10 or more in a single transaction and made through Paze at checkout to get the credit.

• Statement credits may take up to two billing cycles to appear.

How the Macy's Paze offer works

If you check out at Macy's online using Paze and spend at least $10 in a single qualifying transaction, you'll receive a $10 statement credit on the eligible card you selected inside your Paze wallet.

Unlike many credit card offers, there isn't a complicated enrollment process.

Instead, you'll need to:

1. Have an eligible credit or debit card from a participating financial institution.

2. Activate your Paze wallet through your bank if you haven't already.

3. Shop at Macy's online.

4. Choose Paze during checkout.

5. Use an eligible card stored in your Paze wallet.

6. Spend at least $10 in a single purchase.

If the transaction qualifies, your bank will apply a $10 statement credit to the card you used. Credits appear within two billing cycles after the qualifying purchase posts. Although most users report that the credits faster in a week or so.

Why Macy's is one of the best places to use the promotion

Not every participating merchant makes it easy to spend exactly $10.

Macy's is different.

Because the retailer sells everything from clothing and cosmetics to kitchen supplies and home goods, it's relatively easy to find qualifying purchases around the $10 threshold.

Sample Macy’s purchases near the $10 minimum

Prices were checked on August 17, 2026, but availability and sale pricing can change. Confirm that Paze appears at checkout before placing the order.

Since the statement credit is a flat $10, spending more than the minimum doesn't increase your reward.

For many shoppers, that makes smaller purchases the sweet spot.

There’s some excellent deals out there for items ~$10 at Macy’s. For example, I found a Tommy Hilfiger washcloth that costs $10 at Macy’s so if you pick it up in store, you just have to pay for taxes after the $10 statement credit.

You can also buy a popular nail polish brand, OPI, for $11.99 before tax.

Other cool items include a men’s turtleneck sweater from Club Room for $14.96, Macy’s Cubic Zirconia Round Stud Silver Plate earrings for $14, and a men’s leather belt from Levi’s for $12.36 (all of these prices are before taxes). All incredible opportunities to save some money!

Important rules before you check out

Although the promotion is pretty generous, there are several details worth knowing.

The purchase must qualify

Not every Macy's transaction automatically qualifies.

You'll need to:

• use Paze at checkout;

• spend at least $10 in one transaction;

• use an eligible card from your Paze wallet; and

• complete the purchase during the promotional period.

If Paze isn't available as a checkout option, the purchase won't qualify for the statement credit.

Gift cards will not work

One common question is whether you can simply buy a $10 Macy's gift card. Based on community data points, if you add a gift card in your cart, Paze will not show up.

Skip the gift cards.

Shipping can affect your strategy

If your order doesn't qualify for free shipping, paying several dollars in shipping charges can significantly reduce the value of the $10 credit.

Whenever possible, consider:

• Store pickup

• Free shipping promotions

• Combining a few inexpensive household items into one qualifying order

That helps preserve more of the statement credit's value.

Macy’s Star Rewards Platinum & Gold members get free Shipping, no minimum when you shop at Macy’s with your Macy’s Card. Macy's Star Rewards Silver & Bronze members get free Shipping at $25 with your Macy's Card or $39 with your Bronze membership. All other shoppers get free Shipping at $49 (Contiguous U.S. only).

How to maximize the Macy's Paze offer

The $10 statement credit is valuable on its own, but you can often stack it with other savings to lower your out-of-pocket cost even further.

Start your purchase through a shopping portal

Before heading to Macy's, check whether a shopping portal like Rakuten or Capital One Shopping is offering cash back or points.

If you start your shopping session through Rakuten and then complete your purchase using Paze at checkout, you may earn both the portal reward and the Paze statement credit. Portal payouts change frequently, so it's worth checking before you buy.

Use an eligible rewards credit card

The Paze statement credit is separate from the rewards earned on your credit card.

That means if you're using an eligible rewards card stored in your Paze wallet, you'll generally continue earning your normal cash back, points, or miles on the purchase, provided your issuer awards rewards for qualifying Paze transactions. Some Chase cards also have a separate targeted promotion offering 10x bonus Ultimate Rewards points for Paze purchases through the end of 2026.

Stay close to the $10 minimum

Because the statement credit is fixed at $10, spending significantly more than the minimum lowers the effective rebate.

If you're trying to maximize the promotion, multiple qualifying $10–15 purchases usually provide more value than a single large order.

Common mistakes to avoid

The offer is simple, but there are a few ways to accidentally miss the statement credit.

• Use Paze at checkout—not the card directly. Paying with the same card outside Paze won't qualify, and the purchase isn't eligible if the Paze button doesn't appear.

• Avoid products that don't support Paze. Community reports indicate Macy's gift cards generally don't show the Paze checkout option, so regular merchandise is the safer choice.

• Watch for split shipments. Macy's may process items separately, which can make statement credits harder to track; smaller standalone purchases may be easier to monitor.

• Buy before the deadline. Qualifying purchases must occur by September 10, 2026, although statement credits can take up to two billing cycles to appear.

Is the Macy's Paze offer worth it?

For most shoppers, yes.

A guaranteed $10 statement credit on a $10 qualifying purchase is effectively a 100% rebate before taxes and shipping. Promotions that generous are rare, especially when they can be repeated multiple times.

Macy's is also one of the easier participating merchants to use because it offers a wide range of inexpensive products. If you already planned to shop there, using Paze takes very little extra effort.

The only real drawbacks are that Paze must appear as a checkout option, gift cards generally don't qualify, and you'll want to avoid paying unnecessary shipping charges that reduce the value of the credit.

Final Thoughts on the Macy's Paze Offer

If you already shop at Macy's online, this is one of the easiest promotions to take advantage of.

A qualifying $10 purchase can generate a $10 statement credit, and because the offer can be used up to 10 times per eligible card, the savings can add up quickly if you have multiple qualifying purchases before the promotion ends.

Just remember to use Paze at checkout, verify that your card is eligible, and keep shipping costs in mind. Stack the promotion with shopping portals and your credit card's normal rewards whenever possible to get even more value from each Macy's order.

Frequently Asked Questions

Does the Macy's Paze offer work in stores?

No. The current promotion applies to qualifying online purchases completed using Paze checkout at participating merchants. In-store purchases don't qualify.

Can I use the Macy's Paze offer more than once?

Yes. Eligible cards can earn the $10 statement credit up to 10 times, allowing you to receive as much as $100 back per eligible card during the promotional period. Just make sure you keep track of how many Paze credits you have left!

Do Macy's gift cards qualify for the Paze promotion?

Nope. Community reports indicate that Macy's gift card purchases generally don't present the Paze checkout option, so they're unlikely to trigger the statement credit. Regular merchandise is the safer option.

When will I receive my $10 statement credit?

According to the promotion's terms, statement credits may take up to two billing cycles after the qualifying purchase posts to appear on your account. But they usually come in 1-2 weeks or less.

Can I stack the Paze offer with other rewards?

Often, yes. You may be able to combine the Paze statement credit with shopping portal rewards and your credit card's normal earning rate. Some eligible Chase cards also have a separate Paze bonus points promotion, making stacking even more valuable where available.