What is the United & Bilt partnership? June 2026
NCnextcard team
The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.
Advertiser Disclosure: nextcard may receive compensation from card issuers. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airlines or hotel chain. For the most up-to-date terms & conditions, refer to the official credit card application on the issuer's website.
Bilt and Qatar Airways Privilege Club are expanding their relationship beyond point transfers.
Starting August 5, 2026, eligible U.S. cardholders can earn a total of 3 Avios per $1 when they pay rent through Bilt with either the Qatar Airways Privilege Club Visa Signature Credit Card or the Qatar Airways Privilege Club Infinite Credit Card.
What's also interesting is Avios' flexibility. The points first arrive as Qatar Airways Avios, but Avios are shared across several airline loyalty programs. That means the value of the offer is not limited to Qatar Airways redemptions. It can also support British Airways, Iberia, Aer Lingus, Vueling, Loganair, and Finnair strategies when accounts are linked correctly.
Before this announcement, Bilt members could transfer Bilt Points to Qatar Airways Privilege Club at a 1:1 ratio. That transfer relationship remains.
Now, when paying your rent with either the:
Qatar Airways Privilege Club Visa Signature Credit Card
Qatar Airways Privilege Club Infinite Credit Card
you'll earn a total of 3 Avios per $1 on as much as $50,000 in rent per calendar year. At the cap, that is 150,000 Avios per calendar year. The word total is important: this is not 3 additional Avios on top of the card's usual 1 Avios per $1 earning rate.
Important: a 3% transaction fee applies.
Remember: Avios is all part of one big conglomerate.
Qatar Airways Privilege Club lets members link their accounts with British Airways Club and move Avios between the two programs immediately and without changing their value. From British Airways, the same Avios can be moved between a member's own Iberia Club, AerClub, Vueling Club, Loganair Loyalty and Finnair Plus accounts.
British Airways explains the current process on its official Transfer your Avios page.
Practically, British Airways acts as the hub. A cardholder can move Qatar Avios to British Airways, then route them to another supported Avios program. This means that this partnership essentially opens you up to book via any of the Avios partner airlines.
Different Avios programs can offer different award prices, partner access, surcharges and booking rules. A Qatar award may be best for Qsuite or another Qatar-operated itinerary, while British Airways, Iberia, Aer Lingus, Vueling or Finnair may be more useful for a different trip.
That optionality is critical because it turns the rent benefit into a broad Avios-earning strategy rather than a Qatar-only rebate. Once Avios are moved, however, the current program's rules control the redemption. Thankfully, you can always move them back through to Qatar through British if you so please.
These Qatar Airways credit cards launched in the U.S. in 2024 and remain unfamiliar to many travelers.
Both earn Avios directly in Qatar Airways Privilege Club, have no foreign transaction fee and provide a first-year shortcut to airline status. The Infinite is the more expensive premium product, while the Signature is the lower-fee option.
Feature | Visa Signature | Visa Infinite |
|---|---|---|
Annual fee | $99 | $499 |
Current welcome offer* | Up to 40,000 Avios | Up to 50,000 Avios + 150 bonus Qpoints |
Qatar Airways purchases | 4 Avios per $1 | 5 Avios per $1 |
Dining | 2 Avios per $1 | 3 Avios per $1 |
Other eligible purchases | 1 Avios per $1 | 1 Avios per $1 |
Qpoints on eligible-purchase Avios | 2 per 2,000 Avios | 2 per 1,500 Avios |
First-year Privilege Club tier | Silver / oneworld Ruby | Gold / oneworld Sapphire |
Bilt rent offer (3% transaction fee applies) | Total 3 Avios per $1 | Total 3 Avios per $1 |
Reward flight fee waiver | $15,000 initial spend; $25,000 renewal spend | $15,000 initial spend; $25,000 renewal spend |
Similar to the Atmos™ Rewards Summit Visa Infinite® credit card and Atmos™ Rewards Ascent Visa Signature® credit card, there is a lot of side benefit to spending on the card outside of points alone.
*NOTE: this is unconfirmed. Should get some official updates from Bilt soon in regards to whether or not rent spending here qualifies for Qpoints and reward flight waivers. However, this speculation/thinking is derived from our experiences with Bilt's Atmos, United, and Flying Blue Partnerships
Both Qatar Airways credit cards earn Qpoints from qualifying card spend, but the Infinite earns them at a faster rate:
Qatar Airways Visa Signature: 2 Qpoints for every 2,000 Avios earned from eligible purchases
Qatar Airways Visa Infinite: 2 Qpoints for every 1,500 Avios earned from eligible purchases
The Infinite therefore requires 25% fewer qualifying Avios for each 2 Qpoints, which works out to a 33% higher Qpoint earning rate per qualifying Avios.
Qpoints are Qatar Airways’ status currency, not Avios that can be redeemed for flights. They help Privilege Club members qualify for or retain Silver, Gold and Platinum status. Qatar Airways also imposes flight-activity requirements for tier qualification and renewal, so earning enough Qpoints through card spending may not satisfy every status requirement.
If all 150,000 Avios available from $50,000 of annual rent qualify, the Signature could generate 150 Qpoints and the Infinite could generate 200 Qpoints (which is enough for Qatar Silver status).
The reward flight fee waiver is available on both the Qatar Airways Visa Signature and Visa Infinite cards.
Cardholders can unlock the waiver by making $15,000 in eligible purchases during the first 12 months after opening the account. The waiver then remains active for 12 months beginning on the date the spending threshold is reached.
To renew the benefit for another 12 months, the cardholder must make $25,000 in eligible purchases during the active waiver period. If the benefit lapses, eligibility can be restored after completing $25,000 in eligible purchases during a subsequent 12-month period.
The waiver does not eliminate every cash charge associated with an award ticket. It covers the qualifying carrier-imposed reward or redemption fee, while government taxes and other charges can remain. The waived fee is returned as a statement credit on a subsequent billing statement after every flight in the award reservation has been flown.
Nonetheless, spending $15,000 or $25,000 in rent on the cards would deliver a super enticing benefit in the reward flight fee waiver.
The strongest candidates are renters who already hold one of the Qatar Airways cards, can pay their balance in full, regularly redeem Avios for more than 1 cent each and have a clear use for the broader Avios ecosystem. If you're chasing Qatar status or spend enough on rent to earn the reward flight fee waiver, it's yet another reason to add the cards... but wait until Bilt confirms whether or not rent counts as eligible spend here.
Note: the 3% fee is nothing small to scoff at. You need to run the numbers and see if it adds up for you.
Notably, if you currently have a Bilt Card, there's a lot of complex math that needs to be run. There are absolutely tradeoffs to diverting your spend to one of the Qatar cards over the raw earning potential of the Bilt Cards. For example, I'd be hard pressed to switch spending off of my Bilt Palladium Card since I don't fly Qatar Airways. Run your numbers with our Bilt Calculator!
Bilt's expanded Qatar Airways partnership gives U.S. Qatar Airways Visa Signature and Visa Infinite cardholders a direct way to turn rent into Avios points & Qatar loyalty. The headline is straightforward: earn a total of 3 Avios per $1 on up to $50,000 of rent each year, with a 3% fee. The deeper value comes from moving Avios across multiple programs, the cards' Qpoint-earning structure, and the potential to pair rent spend with the reward-flight-fee waiver. See Bilt's official Qatar card benefit page for enrollment and launch terms.
Eligible Qatar Airways Visa Signature and Visa Infinite cardholders can earn a total of 3 Avios per $1 on up to $50,000 in rent per calendar year through Bilt. That creates a maximum of 150,000 Avios from the rent offer each calendar year.
No. You earn a total of 3 Avios per $1. It is not 3 additional Avios on top of the card's normal 1 Avios per $1 rate for general eligible purchases.
A 3% transaction fee applies. Paying $50,000 in rent would therefore cost $1,500 in fees.
Earning 150,000 Avios against that fee creates a 1-cent-per-Avios break-even before considering Qpoints, status value or the reward flight fee waiver.
Yes. A member can link Qatar Airways Privilege Club with British Airways Club and move Avios between those two accounts. British Airways can then act as a hub for transfers among the member's eligible Iberia Club, AerClub, Vueling Club, Loganair Loyalty and Finnair Plus accounts. Transfers are subject to program rules and matching account details.
The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.
Advertiser Disclosure: nextcard may receive compensation from card issuers. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airlines or hotel chain. For the most up-to-date terms & conditions, refer to the official credit card application on the issuer's website.
How today's offer compares
Today's offer is worth about $1,875, 19% more than the typical offer since Aug 2025 ($1,575). The best was $2,000 in Apr 2026 (100,000 points).
$1,875estimated value
Oct 21, 2026 to today