Bilt has over 20,000 Neighborhood dining restaurants but only a small subset of partner restaurants use Mobile Dining Checkout where you can redeem up to $25 of Bilt Cash you already have toward your bill once per month.

This isn’t a free monthly $25 credit; you have to earn the Bilt Cash first.

Where can I find restaurants where I can redeem up to $25 of Bilt Cash?

Finding the eligible restaurants within Bilt’s app/site is confusing & difficult. It’s proximity gated, meaning it will only show you restaurants within a certain radius of you. Only restaurants that use Mobile Checkout are eligible for the monthly Bilt Cash dining redemption (you need to apply the Mobile Checkout filter).

Or, use a pretty map of all Bilt Mobile Checkout Restaurants like the one below. If you don’t like maps, you can also use the table version of the map.

How do you use Bilt Mobile Checkout?

Bilt denotes the instructions as follows:

1. Look for the Mobile Checkout card at your table

2. Scan the QR code or tap the card with your phone

3. The checkout process will open in your Bilt app (you may have to log-in!)

4. View your check in real-time and choose your payment method

5. Pay and leave when you're ready

From my experience, the Mobile Checkout card may need to be brought out to you. For example, at one restaurant prior to the launch of the new Bilt cards, I randomly discovered it used Bilt Mobile Checkout. The waiter gave me a little Bilt QR code that I could scan.

Once I scanned it, it brought me straight to the Bilt app. However, since I wasn’t familiar with the program and planned to pay with InKind, I did not proceed with it.

How do I plan on using my Bilt Cash for this redemption?

I live in the Greater Boston area (west of Boston) and was hoping to find some restaurants eligible for Bilt Cash outside of the city. No dice. There is 1 restaurant in Boston though!

It has pretty decent food but it’s also expensive—like $12 for a taco (yikes). And my girlfriend has been there before with her friends and she liked it. She said the vibes were good, food was generally very good, margaritas were solid and the guacamole specifically wasn’t great.

A Warning About Using Bilt Mobile Checkout

The number of restaurants is constantly changing and it’s been discovered that even some restaurants on the list aren’t familiar with the program. We’ve seen a slim few number of successes, but most people are generally unable to use this benefit when checking out.

There have been even occasions when an eligible restaurant is listed, but then the list changes and that restaurant is removed.

We urge you to be cautious when redeeming this credit—plan for the worst case scenario, which is that the restaurant is removed. I’ve found it best to call the restaurant directly to inquire further.

Are all Neighborhood Dining Restaurants eligible for the up to $25 monthly Bilt Cash redemption?

Unfortunately, most Neighborhood dining restaurants are not eligible for the up to $25 monthly Bilt Cash redemption.

The number of eligible restaurants also appears to constantly change. For example:

What are some other potential ways to use Bilt Cash?

Here’s an extensive list of all of the other potential redemptions with Bilt Cash:

Dining and Groceries

• $120 / year towards grocery or restaurant delivery (fulfilled via GrubHub)

• $60 / year of credits for Bilt 15-minute home delivery powered by Gopuff

• $300 / year of restaurant credit at select Bilt Dining partners

• $600 / year toward dining experience bookings

Travel and Transportation

• Up to $1,200 hotel credit / year (two-night minimum; up to $50 per month for Blue & Silver and $100 per month for Gold & Platinum)

• Unlock higher transfer bonuses

• $120 Lyft rideshare credits / year

• Up to $150 toward a Blacklane ride / year (up to $50 for Blue & Silver, $100 for Gold or $150 for Platinum)

• Up to $700 of BLADE credit / year (two $350 credits; each must be used in full for one seat)

• Unlock Home Away From Home hotel benefits (Blue & Silver can unlock one booking per month for $95 in Bilt Cash)

• Up to $840 of Priority Pass extra guest credits / year (Palladium cardholders only; up to two $35 guest fees per month)

• $60 toward parking / year

Health and Wellness

• Up to $480 fitness class credit / year

• $120 Walgreens credit / year

• Up to $300 of Equinox credits / year (amount varies by Bilt status; active Equinox membership and a linked account are required)

Other

• $600 toward comedy experience bookings per year

• $120 Bilt Design Collection credit per year

Some of my favorite uses on this list include the hotel credit, grocery or dining delivery with Grubhub. The fitness class credit is also pretty intriguing since it covers eligible classes like SoulCycle.

I like to go on little vacations to go skiing or find a warm escape so I think I could make good use of the hotel credit. Especially when I stack the hotel credit on top of the Bilt Palladium Card’s $400 hotel credit (up to $200 for a minimum two night stay semiannually). And I enjoy eating out a lot so I could see myself dining at select Bilt Dining restaurants as long as Bilt comes through with their promise of adding more restaurants eligible for Bilt Cash redemption.

If I can’t find a credit for my Bilt Cash, I’ll redeem it to unlock points on my rent.

What can I do with all of the other restaurants on Bilt Dining?

Just to be totally clear: there is the Bilt Neighborhood Dining program. Then, a small number of those restaurants are Bilt Mobile Checkout restaurants.

Even if you can’t take advantage of the Bilt Cash dining opportunities, there’s still value to be had with the 20,000 other restaurants.

You can earn anywhere between 1x to 3x Bilt points when you dine at one of the many Bilt Dining restaurants. And you can do this with or without a Bilt card!

If you don’t have an account with Bilt, you’ll need to create a Bilt Rewards account. Then, you’ll link whatever credit cards you would like to add to your Bilt Rewards account. You’ll essentially be earning Bilt points ON TOP of the rewards you earn on your credit cards. Pretty cool, right? You can also compare the cards and their earning options with nextcard’s Bilt calculator.

Final Thoughts

The plethora of Bilt Cash uses can be kinda overwhelming and complicated. If I were you, I would do some research on what uses you would enjoy best in your own life. For most folks the option to redeem up to $25 of your existing Bilt Cash each month on dining could be well worth it since most people I know enjoy eating out. The one issue is the lack of restaurants on the Bilt Dining map that accept Bilt Cash. Fingers crossed that Bilt will come out with more restaurants that are eligible for the Bilt Cash redemption.

FAQs

How can I check if restaurants are eligible for Bilt Cash Dining Redemptions?

You can check our map that features only Bilt restaurants that use mobile dining checkout. There’s only about 161 restaurants.

Are all of the restaurants on Bilt Dining eligible for the Bilt Cash redemption option?

No. There are over 20,000 restaurants in the Bilt Neighborhood Dining Program, but only a small subset use Mobile Checkout and offer Bilt Cash redemption (161 atm).

What happens if I go to one of the restaurants on Bilt Dining that is not eligible for the Bilt Cash redemption?

You will still earn Bilt points on top of credit card rewards if you dine at restaurants that do not offer the Bilt Cash redemption.

Will there be more restaurants added for Bilt Cash redemption?

Most likely, yes. Bilt has advertised that there will be more restaurants eligible for Bilt Cash redemption as time goes on.