What is Bilt Rewards? (2026)


Setting up your account
This will only take a moment.
How the Bilt Cash Thumbtack credit works
Advertiser Disclosure: nextcard may receive compensation from card issuers. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airlines or hotel chain. For the most up-to-date terms & conditions, refer to the official credit card application on the issuer's website.
Bilt has added a new Bilt Cash redemption on November 1, 2026: up to $50 toward a Thumbtack booking twice a year, for up to $100 annually.
Thumbtack lets you hire local pros for cleaning, repairs and other home projects. This is a pretty cool benefit to add that we think many folks will like.
Redemption period | Maximum Bilt Cash redemption |
|---|---|
January 1–June 30 | Up to $50 toward one booking |
July 1–December 31 | Up to $50 toward one booking |
You get one redemption per period, even if you use less than $50. If you redeem $30 on a booking, you can’t use the remaining $20 allowance on another job. Unused allowances don’t roll over.
There is currently no increased redemption cap even if you have Bilt status.
Bilt’s Home Maintenance menu includes:
House cleaning, window cleaning and carpet cleaning
Handyman work and TV mounting
Junk removal
Lawn mowing and trimming
Pressure washing and gutter cleaning and maintenance
There’s also an Other Services option. The services you can book depend on your location.
We tested this mostly for house cleaning. Bilt asks for your location and the number of bedrooms and bathrooms:
There are two methods, but both technically involve booking through Bilt in the first place.
Open Home Maintenance in the Bilt app.
Choose an available Thumbtack service, date and time.
Toggle Bilt Cash at checkout to apply up to $50 toward the booking.
Thumbtack assigns your pro before the appointment. You pay through Bilt at checkout, with no separate payment to the pro.
Prepaid bookings aren’t available in every area.
You can arrange the job and pay the Thumbtack pro directly, but you must request the quote through Bilt first. A booking started entirely on Thumbtack’s own app or website doesn’t qualify.
After the job, submit a credit request within 30 days of completion. Include an invoice, receipt or other requested proof. Once Bilt and Thumbtack verify the job, Bilt deducts the Bilt Cash and sends you a digital check for the redeemed amount. This route also lets you discuss the job and agree on a price directly with the pro (which could lower costs, but not as easy as one stop quote).
NOTE: Bilt deducts the Bilt Cash when it verifies your claim, using your balance and redemption allowance at that time… so it could miss the semiannual deadlines if you submit close to the half of the year.
Full details are in the Bilt Cash terms, under section 3.1.9.
We tested Bilt’s house-cleaning prices across different home sizes, cleaning options, locations and appointment dates. We also checked direct Thumbtack estimates for comparable cleaning requirements.
For this comparison, we used the same hypothetical setup at each address: one bedroom, one bathroom, standard cleaning, no pets and no extras.
Sample Home | Within Bilt: within 1 week | Within Bilt: 1 month out | Direct Thumbtack booking estimate* |
|---|---|---|---|
San Francisco Home 1 | $175 | $175 | $120–$160 |
San Francisco Home 2 | $175 | $175 | $90–$135 |
Manhattan Home | $175 | $175 | $130–$220 |
Los Angeles Home | $175 | $175 | $100–$180 |
Bilt quoted $175 in all eight tests across all city & sample homes. That suggests location and booking lead time didn’t affect this particular configuration in our sample… not that every city or appointment will have the same price.
With the sample San Francisco address we tested, standard cleaning with no pets or extras produced these prices when booking through the Bilt portal.
Home size | Bilt quoted price |
|---|---|
1 bedroom / 1 bathroom | $175 |
2 bedrooms / 1 bathroom | $201 |
2 bedrooms / 2 bathrooms | $216 |
3 bedrooms / 2 bathrooms | $251 |
4 bedrooms / 3 bathrooms | $320 |
This is all to say: it is a bit inconclusive if the prices are significantly higher through Bilt vs Thumbtack. It seems likely yes just given some guesses on how businesses operate, but that isn’t saying that this won’t be a good use of Bilt Cash.
No. Eligible Bilt Rewards members can redeem Bilt Cash without holding a Bilt credit card. It’s just significantly harder to earn Bilt Cash if you don’t have one of the cards.
Yes, on prepaid bookings through Bilt. The amount paid with an eligible linked card earns 1 Bilt Point per dollar, plus the card’s usual rewards.
Quote-based jobs don’t earn the extra 1X from Bilt.
Only through Bilt’s quote process: request the quote in Bilt, then book and pay the matched pro directly.
You can’t claim the Bilt Cash credit for an booking made directly on Thumbtack; it must originate from Bilt itself.
For prepaid bookings, cancel more than 24 hours before the appointment for a refund without a cancellation fee. Cancellations less than 24 hours before the appointment incur a $15 fee. For quote-based jobs, arrange cancellations directly with the professional.
See Bilt’s Thumbtack help page for booking and payment details.
No. Each six-month period allows one redemption toward one booking. If you redeem $30, you can’t use the remaining $20 allowance on another job. That unused allowance doesn’t roll over.
It depends. In our one-bedroom, one-bathroom tests, Bilt quoted $175 at all four addresses. That was above both direct booking Thumbtack San Francisco estimate ranges but within the Manhattan and Los Angeles ranges.
Hard to say exactly since you’d need to submit quotes directly to the Thumbtack vendors.
Advertiser Disclosure: nextcard may receive compensation from card issuers. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airlines or hotel chain. For the most up-to-date terms & conditions, refer to the official credit card application on the issuer's website.

