Bilt Adds Lowe’s HomeCare+ as a Bilt Cash Redemption

Bilt has added a new Bilt Cash redemption on November 10, 2026: up to $99 toward a Lowe’s HomeCare+ subscription, once per year.

HomeCare+ typically costs $99 annually and includes two home visits from Lowe’s associates for routine maintenance. For an eligible home, even one visit could justify the annual price if it replaces a service you would otherwise pay more than $99 for.

Bilt lets you cover that subscription price with your existing Bilt Cash balance.

How the Bilt Cash Lowe’s HomeCare+ credit works

This is the same $99 HomeCare+ membership Lowe’s sells directly, just with the option to pay using Bilt Cash. You can redeem up to $99 of Bilt Cash once per year, which covers the entire cost of the membership.

You purchase the subscription through Bilt and toggle Bilt Cash at checkout. You can combine it with Bilt Points or an eligible linked card if your balance doesn’t cover the full price.

What Lowe’s HomeCare+ includes

You get up to two home visits per 12-month subscription, with up to all seven listed service types at each visit. You can select the same services again on the second visit. Unused visits expire at the end of your subscription year and don’t roll over.

So for example, you could select the electric water heater flush and HVAC air filter replacement to be done on both visits during your 12 month subscription.

Covered labor is included in the annual subscription, with no additional charge for each selected service during those two visits. You provide and pay for replacement items such as filters, batteries and light bulbs.

The seven-service limit refers to service types. For example, replacing 10 light bulbs counts as the light bulb replacement service, which allows up to 30 bulbs per visit. The included services and their limits are:

Services are limited to accessible areas up to 12 feet high, and additional equipment and safety restrictions apply. Have the required replacement items ready before the appointment; eg Lowe’s won’t perform a service if the necessary supplies are missing.

The subscription also includes MyLowe’s Rewards Gold status and 5% off eligible service supplies, such as filters, batteries and light bulbs.

Is Lowe’s HomeCare+ worth it after just one visit?

Yes… potentially. You don’t need to use both visits or all seven services for the membership to make sense. A single covered task can justify the $99 annual price if it replaces a job you would otherwise hire someone to do. Before redeeming, compare HomeCare+ with other ways to use Bilt Cash based on what you would actually pay for.

We did some light research into paid service alternatives for some of these services:

These are broad estimates, not local quotes or a guarantee of identical work. Lowe’s covers defined routine maintenance performed by its associates.

A specialist’s quote may include more extensive cleaning, inspection or troubleshooting. And Lowe’s typically requires you to have your own filters/materials ready to go. For jobs outside HomeCare+’s covered services, see our guide to using Bilt Cash with Thumbtack.

Lowe’s HomeCare+ Auto-renewal and cancellation

HomeCare+ renews through Bilt every 12 months on the anniversary of your purchase.

You can choose whether to apply Bilt Cash toward the renewal in the subscription management section of Bilt. Any amount not covered by Bilt Cash or Bilt Points is charged to your payment method on file.

To stop future charges, turn off auto-renew in Bilt. Your subscription stays active through the end of the current term.

Earn additional rewards on Lowe’s purchases

The partnership also lets you earn 1 Bilt Point per dollar on eligible Lowe’s purchases after linking your Bilt and MyLowe’s Rewards accounts. These points are earned on top of your card’s normal rewards, and you don’t need a HomeCare+ subscription to participate. Sign in to your Lowe’s account when shopping online, or scan your member ID or provide your account’s phone number at checkout in store.

HomeCare+ subscribers also receive MyLowe’s Rewards Gold status, which earns 1.5 MyLowe’s Rewards points per dollar on eligible purchases. Every 500 points earns $5 in MyLowe’s Money (equivalent to 1.5% toward Lowe’s rewards). Those Lowe’s points are separate from the additional Bilt Points.

Is this enough to move the needle? Meh. It’s a nice to have, but nothing to jump over hurdles for.

Frequently asked questions

Is Lowe’s HomeCare+ available everywhere?

No. It’s available in select ZIP codes for residential properties within a 40-minute drive of a participating Lowe’s store. Homes on military bases are excluded.

Bilt will tell you if your is eligible.

What if I have less than $99 in Bilt Cash?

You can apply a smaller amount and pay the rest with Bilt Points or a linked card. However, the unused portion of your annual HomeCare+ Bilt Cash redemption allowance is forfeited and can’t be applied to another purchase.

Can I get my Bilt Cash back if I cancel?

For subscriptions purchased through Bilt, you can receive a refund within 30 days of purchase or renewal if you haven’t used any HomeCare+ benefits. Bilt Cash and Bilt Points are returned to your Bilt account. After 30 days, or once you’ve used a benefit, you can stop future renewals but aren’t eligible for a refund.