Amex Resy Credit Changes: Tock Restaurants Join Resy

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nextcard teamPublished Sep 23, 2026

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American Express is bringing Resy and Tock together, giving cardholders more places to use the Resy Credit. The new "Resy Credit eligible" badge helps you see which restaurants qualify as Tock venues join the platform.

That matters if you have an American Express Platinum Card, American Express Gold Card, or another Amex card with a Resy Credit. Beginning September 15, 2026, eligible purchases on Tock and at hundreds of U.S. Tock venues will qualify, with more restaurants to follow.

Before choosing a restaurant specifically to use the benefit, check its eligibility through nextcard's Resy map and then use Resy to confirm. That quick check can save you from expecting a $50 or $100 credit that never posts.

TL;DR

  • Resy and Tock are coming together, with select Tock purchases becoming eligible for the Resy Credit on September 15, 2026.

  • The eligibility badge helps diners check which venues qualify during the rollout. Resy says it has not removed previously eligible venues as part of the integration.

  • nextcard can help you find which restaurants are eligible with their Amex Resy map.

  • The American Express Platinum Card® offers up to $400 per year in Resy credits, while the American Express® Gold Card offers up to $100 per year, subject to each card's redemption periods and enrollment rules.

What Changed With the American Express Resy Credit?

Resy now brings together more than 10,000 venues, including Tock restaurants, wineries, and experiences in the US. The credit is expanding alongside the integration, but it doesn't apply to every new listing right away.

Resy added the "Resy Credit eligible" badge to make eligibility clearer at booking. Resy also says it has not removed previously eligible Resy venues as part of this rollout.

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As Tock venues join the platform, you'll see:

  • Restaurants that appear on Resy and qualify for the Resy Credit

  • Restaurants that appear on Resy but do not qualify

Resy & Amex also say restaurant eligibility can change. What matters is whether the restaurant qualifies when you actually make the purchase, not when you first booked the reservation. It's annoying but also definitely worth double-checking before you dine out.

Why Some Listings Don't Have the Badge Yet

A Tock restaurant can appear on Resy before it qualifies for the credit. Bringing the venues into one place and expanding the credit are happening in stages, so a new listing alone doesn't tell you whether your meal will qualify.

I mean, this is essentially moving 5,000 US Tock restaurants into Resy… so it’s a pretty big lift.

What Changes on September 15?

Beginning September 15, 2026, the Resy Credit will cover eligible purchases made on Tock and at hundreds of Tock venues in the U.S.

More Tock restaurants will become eligible over the coming months.

American Express acquired Tock in 2024, and that combination is now becoming more relevant for the Resy Credit. For cardholders, that means more restaurants to choose from as the rollout continues.

If you've had trouble finding a restaurant where you'd actually use the credit, the Tock additions are worth a look. We'll continue tracking both Resy and Tock restaurants through nextcard's Resy map so you can see which restaurants currently qualify in one place.

How the Resy Credit Works After the Change

The credit itself still works the same way. The Tock rollout adds more places to use it.

But, you need to just make sure that the credit eligible badge appears.

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You still need to enroll in the benefit where required, use the appropriate enrolled card, and stay within that card's spending period.

Some of the most common cards with Resy credits include:

Card

Resy Credit

Redemption schedule

American Express Platinum Card

Up to $400/year

Up to $100 per quarter

American Express Gold Card

Up to $100/year

Up to $50 Jan.–June and $50 July–Dec.

Delta SkyMiles Reserve American Express Card

Up to $240/year

Up to $20 per month

Delta SkyMiles Reserve Business American Express Card

Up to $240/year

Up to $20 per month

Enrollment is required.

You don't need to make a Resy reservation

I repeat: you do not need to book the table through Resy for the purchase to qualify. Just need to pay the bill directly with your card that has the Resy credit.

The important parts are that the restaurant is eligible for the Resy Credit and that you pay in a way American Express can recognize as a qualifying purchase (eg with your physical card).

How to Check Whether a Restaurant Qualifies Before You Pay

The fastest way to check eligibility is to start with nextcard's Resy map, a tool that tracks more than 15,000 US-based Resy and Tock restaurants and shows which ones currently qualify for the Amex Resy Credit.

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Filter the map by city, then use its Amex Credit filter to narrow the list down to restaurants marked Resy Credit eligible near you. From there, confirm on the restaurant's own Resy page shortly before you pay. Since eligibility can change, checking close to your visit is safer than relying on an old screenshot or restaurant list.

You can also browse Resy directly, but nextcard's map is built specifically to answer the eligibility question at a glance, and it lets you check other stacking programs, like Bilt, Rakuten, or Franki, at the same restaurant before you commit to a reservation.

A simple process is:

  1. Open nextcard's Resy map and filter to your city.

  2. Turn on the Amex Credit filter to see only Resy Credit-eligible restaurants & see if any of the restaurants participate in other programs like Rakuten Dining for additional rewards

  3. Then confirm that the Resy badge appears on the restaurant's Resy page.

  4. Make sure your Amex card is enrolled.

  5. Pay the restaurant directly with the enrolled card.

  6. Save the receipt until the credit posts.

What the Resy Changes Mean for Gold and Platinum Cardholders

More restaurants could make the credit easier to use, especially if the current options near you aren't places you'd normally go. But, at the same time, you have to be a little careful since not every Resy restaurant qualifies for the credit nowadays.

When you're comparing the Resy options, the useful question is:

"Is this restaurant currently eligible for the Resy Credit?

That small change in habit is the easiest way to avoid missing the Resy credit.

Final Thoughts on the American Express Resy Changes

The Resy and Tock integration will give Amex cardholders more choices for using the Resy Credit. The badge helps you check which venues qualify while the rollout continues.

nextcard helps you find eligible restaurants as the rollout continues. Before planning a meal around your $50 semiannual Gold credit or $100 Platinum quarterly credit, check the restaurant's current eligibility. Use the Amex Resy map to narrow your choices, then verify the venue in Resy before you pay.

Frequently Asked Questions

Did American Express remove the Resy Credit?

No. American Express still offers Resy Credits on cards including the Platinum Card, Gold Card, and certain Delta cards. The Resy and Tock integration is expanding where you can use the credit, with select Tock purchases becoming eligible on September 15, 2026.

Does every restaurant on Resy qualify for the Amex Resy Credit?

No. ~5,000 US Tock venues are joining Resy in stages, and appearing in search results does not automatically make a venue credit-eligible. The restaurant must be specifically marked as eligible for the Resy Credit when you make the purchase.

How can I tell whether a Resy restaurant is eligible?

Check the restaurant's Resy page before paying and look for the indication that it qualifies for the Resy Credit. Since eligibility can change, checking close to your visit is safer than relying on an older list or screenshot.

Can the Resy Map help me find stacked rewards?

Yes. Use the Stack With filter to look for other programs at the same restaurant, then check the Gift Cards and Online Orders filters for additional ways to earn. That lets you compare the Resy Credit with other opportunities before you commit to a meal.

The nextcard Resy Map has a specific filter to let you see all Resy credit eligible restaurants.

What does the nextcard Resy Map show?

The map brings together more than 15,000 U.S. Resy and Tock restaurants and lets you filter by city, cuisine, rating, and Amex Resy Credit eligibility. As of today, only ~50 Resy restaurants are ineligible for the credit; ~4,400 Tock restaurants still remain ineligible.

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