What is the $400 Resy credit on the American Express Platinum Card®?

Amex Resy Credit Changes: Tock Restaurants Join Resy
TL;DR
Advertiser Disclosure: nextcard may receive compensation from card issuers. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airlines or hotel chain. For the most up-to-date terms & conditions, refer to the official credit card application on the issuer's website.
American Express is bringing Resy and Tock together, giving cardholders more places to use the Resy Credit. The new "Resy Credit eligible" badge helps you see which restaurants qualify as Tock venues join the platform.
That matters if you have an American Express Platinum Card, American Express Gold Card, or another Amex card with a Resy Credit. Beginning September 15, 2026, eligible purchases on Tock and at hundreds of U.S. Tock venues will qualify, with more restaurants to follow.
Before choosing a restaurant specifically to use the benefit, check its eligibility through nextcard's Resy map and then use Resy to confirm. That quick check can save you from expecting a $50 or $100 credit that never posts.
Resy and Tock are coming together, with select Tock purchases becoming eligible for the Resy Credit on September 15, 2026.
The eligibility badge helps diners check which venues qualify during the rollout. Resy says it has not removed previously eligible venues as part of the integration.
nextcard can help you find which restaurants are eligible with their Amex Resy map.
The American Express Platinum Card® offers up to $400 per year in Resy credits, while the American Express® Gold Card offers up to $100 per year, subject to each card's redemption periods and enrollment rules.
Resy now brings together more than 10,000 venues, including Tock restaurants, wineries, and experiences in the US. The credit is expanding alongside the integration, but it doesn't apply to every new listing right away.
Resy added the "Resy Credit eligible" badge to make eligibility clearer at booking. Resy also says it has not removed previously eligible Resy venues as part of this rollout.
As Tock venues join the platform, you'll see:
Restaurants that appear on Resy and qualify for the Resy Credit
Restaurants that appear on Resy but do not qualify
Resy & Amex also say restaurant eligibility can change. What matters is whether the restaurant qualifies when you actually make the purchase, not when you first booked the reservation. It's annoying but also definitely worth double-checking before you dine out.
A Tock restaurant can appear on Resy before it qualifies for the credit. Bringing the venues into one place and expanding the credit are happening in stages, so a new listing alone doesn't tell you whether your meal will qualify.
I mean, this is essentially moving 5,000 US Tock restaurants into Resy… so it’s a pretty big lift.
Beginning September 15, 2026, the Resy Credit will cover eligible purchases made on Tock and at hundreds of Tock venues in the U.S.
More Tock restaurants will become eligible over the coming months.
American Express acquired Tock in 2024, and that combination is now becoming more relevant for the Resy Credit. For cardholders, that means more restaurants to choose from as the rollout continues.
If you've had trouble finding a restaurant where you'd actually use the credit, the Tock additions are worth a look. We'll continue tracking both Resy and Tock restaurants through nextcard's Resy map so you can see which restaurants currently qualify in one place.
The credit itself still works the same way. The Tock rollout adds more places to use it.
But, you need to just make sure that the credit eligible badge appears.

You still need to enroll in the benefit where required, use the appropriate enrolled card, and stay within that card's spending period.
Some of the most common cards with Resy credits include:
Card | Resy Credit | Redemption schedule |
|---|---|---|
American Express Platinum Card | Up to $400/year | Up to $100 per quarter |
American Express Gold Card | Up to $100/year | Up to $50 Jan.–June and $50 July–Dec. |
Delta SkyMiles Reserve American Express Card | Up to $240/year | Up to $20 per month |
Delta SkyMiles Reserve Business American Express Card | Up to $240/year | Up to $20 per month |
Enrollment is required.
I repeat: you do not need to book the table through Resy for the purchase to qualify. Just need to pay the bill directly with your card that has the Resy credit.
The important parts are that the restaurant is eligible for the Resy Credit and that you pay in a way American Express can recognize as a qualifying purchase (eg with your physical card).
The fastest way to check eligibility is to start with nextcard's Resy map, a tool that tracks more than 15,000 US-based Resy and Tock restaurants and shows which ones currently qualify for the Amex Resy Credit.

Filter the map by city, then use its Amex Credit filter to narrow the list down to restaurants marked Resy Credit eligible near you. From there, confirm on the restaurant's own Resy page shortly before you pay. Since eligibility can change, checking close to your visit is safer than relying on an old screenshot or restaurant list.
You can also browse Resy directly, but nextcard's map is built specifically to answer the eligibility question at a glance, and it lets you check other stacking programs, like Bilt, Rakuten, or Franki, at the same restaurant before you commit to a reservation.
A simple process is:
Open nextcard's Resy map and filter to your city.
Turn on the Amex Credit filter to see only Resy Credit-eligible restaurants & see if any of the restaurants participate in other programs like Rakuten Dining for additional rewards
Then confirm that the Resy badge appears on the restaurant's Resy page.
Make sure your Amex card is enrolled.
Pay the restaurant directly with the enrolled card.
Save the receipt until the credit posts.
More restaurants could make the credit easier to use, especially if the current options near you aren't places you'd normally go. But, at the same time, you have to be a little careful since not every Resy restaurant qualifies for the credit nowadays.
When you're comparing the Resy options, the useful question is:
"Is this restaurant currently eligible for the Resy Credit?”
That small change in habit is the easiest way to avoid missing the Resy credit.
The Resy and Tock integration will give Amex cardholders more choices for using the Resy Credit. The badge helps you check which venues qualify while the rollout continues.
nextcard helps you find eligible restaurants as the rollout continues. Before planning a meal around your $50 semiannual Gold credit or $100 Platinum quarterly credit, check the restaurant's current eligibility. Use the Amex Resy map to narrow your choices, then verify the venue in Resy before you pay.
No. American Express still offers Resy Credits on cards including the Platinum Card, Gold Card, and certain Delta cards. The Resy and Tock integration is expanding where you can use the credit, with select Tock purchases becoming eligible on September 15, 2026.
No. ~5,000 US Tock venues are joining Resy in stages, and appearing in search results does not automatically make a venue credit-eligible. The restaurant must be specifically marked as eligible for the Resy Credit when you make the purchase.
Check the restaurant's Resy page before paying and look for the indication that it qualifies for the Resy Credit. Since eligibility can change, checking close to your visit is safer than relying on an older list or screenshot.
Yes. Use the Stack With filter to look for other programs at the same restaurant, then check the Gift Cards and Online Orders filters for additional ways to earn. That lets you compare the Resy Credit with other opportunities before you commit to a meal.
The nextcard Resy Map has a specific filter to let you see all Resy credit eligible restaurants.
The map brings together more than 15,000 U.S. Resy and Tock restaurants and lets you filter by city, cuisine, rating, and Amex Resy Credit eligibility. As of today, only ~50 Resy restaurants are ineligible for the credit; ~4,400 Tock restaurants still remain ineligible.

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Amex Resy Credit Changes: Tock Restaurants Join Resy
TL;DR
Advertiser Disclosure: nextcard may receive compensation from card issuers. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airlines or hotel chain. For the most up-to-date terms & conditions, refer to the official credit card application on the issuer's website.
American Express is bringing Resy and Tock together, giving cardholders more places to use the Resy Credit. The new "Resy Credit eligible" badge helps you see which restaurants qualify as Tock venues join the platform.
That matters if you have an American Express Platinum Card, American Express Gold Card, or another Amex card with a Resy Credit. Beginning September 15, 2026, eligible purchases on Tock and at hundreds of U.S. Tock venues will qualify, with more restaurants to follow.
Before choosing a restaurant specifically to use the benefit, check its eligibility through nextcard's Resy map and then use Resy to confirm. That quick check can save you from expecting a $50 or $100 credit that never posts.
Resy and Tock are coming together, with select Tock purchases becoming eligible for the Resy Credit on September 15, 2026.
The eligibility badge helps diners check which venues qualify during the rollout. Resy says it has not removed previously eligible venues as part of the integration.
nextcard can help you find which restaurants are eligible with their Amex Resy map.
The American Express Platinum Card® offers up to $400 per year in Resy credits, while the American Express® Gold Card offers up to $100 per year, subject to each card's redemption periods and enrollment rules.
Resy now brings together more than 10,000 venues, including Tock restaurants, wineries, and experiences in the US. The credit is expanding alongside the integration, but it doesn't apply to every new listing right away.
Resy added the "Resy Credit eligible" badge to make eligibility clearer at booking. Resy also says it has not removed previously eligible Resy venues as part of this rollout.
As Tock venues join the platform, you'll see:
Restaurants that appear on Resy and qualify for the Resy Credit
Restaurants that appear on Resy but do not qualify
Resy & Amex also say restaurant eligibility can change. What matters is whether the restaurant qualifies when you actually make the purchase, not when you first booked the reservation. It's annoying but also definitely worth double-checking before you dine out.
A Tock restaurant can appear on Resy before it qualifies for the credit. Bringing the venues into one place and expanding the credit are happening in stages, so a new listing alone doesn't tell you whether your meal will qualify.
I mean, this is essentially moving 5,000 US Tock restaurants into Resy… so it’s a pretty big lift.
Beginning September 15, 2026, the Resy Credit will cover eligible purchases made on Tock and at hundreds of Tock venues in the U.S.
More Tock restaurants will become eligible over the coming months.
American Express acquired Tock in 2024, and that combination is now becoming more relevant for the Resy Credit. For cardholders, that means more restaurants to choose from as the rollout continues.
If you've had trouble finding a restaurant where you'd actually use the credit, the Tock additions are worth a look. We'll continue tracking both Resy and Tock restaurants through nextcard's Resy map so you can see which restaurants currently qualify in one place.
The credit itself still works the same way. The Tock rollout adds more places to use it.
But, you need to just make sure that the credit eligible badge appears.

You still need to enroll in the benefit where required, use the appropriate enrolled card, and stay within that card's spending period.
Some of the most common cards with Resy credits include:
Card | Resy Credit | Redemption schedule |
|---|---|---|
American Express Platinum Card | Up to $400/year |
Enrollment is required.
I repeat: you do not need to book the table through Resy for the purchase to qualify. Just need to pay the bill directly with your card that has the Resy credit.
The important parts are that the restaurant is eligible for the Resy Credit and that you pay in a way American Express can recognize as a qualifying purchase (eg with your physical card).
The fastest way to check eligibility is to start with nextcard's Resy map, a tool that tracks more than 15,000 US-based Resy and Tock restaurants and shows which ones currently qualify for the Amex Resy Credit.

Filter the map by city, then use its Amex Credit filter to narrow the list down to restaurants marked Resy Credit eligible near you. From there, confirm on the restaurant's own Resy page shortly before you pay. Since eligibility can change, checking close to your visit is safer than relying on an old screenshot or restaurant list.
You can also browse Resy directly, but nextcard's map is built specifically to answer the eligibility question at a glance, and it lets you check other stacking programs, like Bilt, Rakuten, or Franki, at the same restaurant before you commit to a reservation.
A simple process is:
Open nextcard's Resy map and filter to your city.
Turn on the Amex Credit filter to see only Resy Credit-eligible restaurants & see if any of the restaurants participate in other programs like Rakuten Dining for additional rewards
Then confirm that the Resy badge appears on the restaurant's Resy page.
Make sure your Amex card is enrolled.
Pay the restaurant directly with the enrolled card.
Save the receipt until the credit posts.
More restaurants could make the credit easier to use, especially if the current options near you aren't places you'd normally go. But, at the same time, you have to be a little careful since not every Resy restaurant qualifies for the credit nowadays.
When you're comparing the Resy options, the useful question is:
"Is this restaurant currently eligible for the Resy Credit?”
That small change in habit is the easiest way to avoid missing the Resy credit.
The Resy and Tock integration will give Amex cardholders more choices for using the Resy Credit. The badge helps you check which venues qualify while the rollout continues.
nextcard helps you find eligible restaurants as the rollout continues. Before planning a meal around your $50 semiannual Gold credit or $100 Platinum quarterly credit, check the restaurant's current eligibility. Use the Amex Resy map to narrow your choices, then verify the venue in Resy before you pay.
No. American Express still offers Resy Credits on cards including the Platinum Card, Gold Card, and certain Delta cards. The Resy and Tock integration is expanding where you can use the credit, with select Tock purchases becoming eligible on September 15, 2026.
No. ~5,000 US Tock venues are joining Resy in stages, and appearing in search results does not automatically make a venue credit-eligible. The restaurant must be specifically marked as eligible for the Resy Credit when you make the purchase.
Check the restaurant's Resy page before paying and look for the indication that it qualifies for the Resy Credit. Since eligibility can change, checking close to your visit is safer than relying on an older list or screenshot.
Yes. Use the Stack With filter to look for other programs at the same restaurant, then check the Gift Cards and Online Orders filters for additional ways to earn. That lets you compare the Resy Credit with other opportunities before you commit to a meal.
The nextcard Resy Map has a specific filter to let you see all Resy credit eligible restaurants.
The map brings together more than 15,000 U.S. Resy and Tock restaurants and lets you filter by city, cuisine, rating, and Amex Resy Credit eligibility. As of today, only ~50 Resy restaurants are ineligible for the credit; ~4,400 Tock restaurants still remain ineligible.
Up to $100 per quarter
American Express Gold Card | Up to $100/year | Up to $50 Jan.–June and $50 July–Dec. |
Delta SkyMiles Reserve American Express Card | Up to $240/year | Up to $20 per month |
Delta SkyMiles Reserve Business American Express Card | Up to $240/year | Up to $20 per month |



