Current cardholder
You get the transition period
New benefits start June 15.
Hyatt stays 1:1 until October 1.
10% anniversary bonus applies to purchases through October 1.
Chase Sapphire Preferred Changes Flowchart
Answer a few questions to see how the 2026 changes affect you.
Chase Sapphire Preferred Changes Flowchart
Answer a few questions to see how the 2026 changes affect you.
Chase Sapphire Preferred changes
A quick map of the main outcomes for current cardholders and new applicants.
What is the date today?
Before June 15June 15 or later
Do you have the card?
When did you apply?
YesNoBefore June 15June 15 or later
Before June 15, 2026
Apply before June 15
Apply before June 15 to keep transition treatment.
New benefits start June 15.
Hyatt 1:1 and 10% anniversary bonus continue through October 1.
Before June 15, 2026
You keep transition benefits
Hyatt 1:1 ends October 1.
10% anniversary bonus applies to purchases through October 1.
New benefits are included.
June 15, 2026 or later
You get updated Sapphire Preferred terms
Hyatt transfers at a 4:3 ratio.
No 10% anniversary points bonus.
Updated Sapphire Preferred terms apply.
What is the date today?
Before June 15Do you have the card?
Yes
Current cardholder
You get the transition period
No
June 15 or laterBefore June 15, 2026
Apply before June 15
When did you apply?
Before June 15
Before June 15, 2026
You keep transition benefits
June 15 or later
June 15, 2026 or later
