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Bilt 2.0 Calculator

Calculate how many Bilt points you earn from rent, mortgage, and everyday spending between the Bilt Blue, Obsidian, & Palladium.

Compare your monthly & annual Bilt reward earnings vs other cards like the Freedom Unlimited, Venture X, or Double Cash.

Bilt Card Rewards Comparison
Non-Rent Pts
Housing Only
Flex Bilt Cash
$
$
$
$
$

Percentage of rent: 48% ($1,600)

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Last updated: May 13, 2026Reviewed by nextcard research team

What is the Bilt 2.0 Calculator?

The Bilt 2.0 Calculator helps you estimate how many Bilt Points you earn from rent, mortgage, and everyday spending on the Bilt Blue, Obsidian, and Palladium.

You can use this Bilt rewards calculator to:

  • Calculate Bilt points from rent and mortgage payments
  • See how many Bilt points you earn per month and per year
  • Estimate your total Bilt rewards based on spending
  • Calculate your effective points per dollar across all spending
  • Compare between the Bilt cards (Blue, Obsidian, and Palladium)
  • Compare Bilt rewards against other 20+ popular credit cards like the Chase Freedom Unlimited® or Capital One Venture X Rewards Credit Card

Enter your monthly rent and/or mortgage and spending to instantly see your total Bilt points and estimated value.

This is both the simplest and most advanced Bilt calculator out there. It includes support for Bilt Cash redemptions, Points Accelerator, and advanced reward scenarios, giving you a more accurate estimate than most basic calculators.