Bilt Cash Redemption Calculator

Find the best way to redeem your Bilt Cash based on how much you value a Bilt Point.

Default 1.55¢ per Frequent Miler RRV

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Bilt Blue does not have access to Points Accelerator

For evaluating the March 01, 2026 ฿135 transfer tier bonus

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Value per ฿1 — ranked highest to lowest

Transfer BonusBest
$1.44

฿135 = 12,500 bonus points (50,000 x 25%) x 1.55 CPP = $193.75 total ($1.44 per ฿1)

Credit Redemptions
$1.00

฿1 = $1.00 (Lyft, GrubHub, etc.) with monthly and yearly redemption limits

Redeem Against Housing
$0.52

฿1 = 33.3 Bilt Points x 1.55 CPP = $0.52

Points Accelerator
$0.00

Not available on this card

How it works

  • Credit Redemptions (Lyft, GrubHub, etc.) always give you ฿1 = $1.00 in value, with monthly and yearly redemption limits.
  • Redeem Against Housing converts ฿1 into 33.3 Bilt Points, up to your monthly housing payment in points. For example, with $1,000/mo rent you can redeem up to 1,000 points/mo (costing ฿30), or ฿360/yr.
  • Points Accelerator costs ฿200 to unlock +1x points on your next $5,000 in spend, netting you up to 5,000 Bilt Points (effectively ฿1 = 25 Bilt Points in the best case scenario). If you don't spend up to the max, the valuation gets worse.
  • Transfer Bonus costs ฿135 to upgrade your transfer tier by +25%, giving you additional Bilt Points on your next transfer. For example, transferring 50,000 Bilt Points with the bonus yields 12,500 extra Bilt Points for ฿135. The more Bilt Points you transfer, the more valuable the ฿135 investment becomes. This is contingent on a relevant transfer bonus being available — if no bonus is in play, the value of this option is not as high.
Last updated: Feb 25, 2026