Bilt Obsidian Card
$200 of Bilt Cash when you apply and get approved. At the end of each calendar year, any Bilt Cash balance over $100 will expire.
- $95
- 26.74 - 34.74% variable
- $0
- 10% for the first 12 billing cycles after account opening
- $95
- 26.74 - 34.74% variable
- $0
- 10% for the first 12 billing cycles after account opening
Card Highlights
- Earn up to 1.25X points on rent and mortgage payments with no transaction fee.
- 3X points on your choice of grocery (up to $25K/year) or dining. Your 3X category choice remains in effect for the entire calendar year.
- 2X points on travel
- 1X points on everyday spend
- Welcome offer: $200 of Bilt Cash when you apply and get approved. At the end of each calendar year, any Bilt Cash balance over $100 will expire.
- $100 Bilt Travel Hotel credit. Applied twice a year, as $50 statement credits, for qualifying Bilt Travel Portal hotel bookings.
- Bilt Point redemptions include airlines, hotels, future rent and mortgage payments, Lyft rides, statement credits, student loan balances, a down payment on a home, and more.
- Earn additional points through Bilt Neighborhood Benefits™ when you use your card at Bilt's network of 50,000+ merchant partners.
Rewards Earn Rates
- Up to 1.25X points on rent and mortgage payments with no transaction fee, 3X points on your choice of grocery (up to $25K/year) or dining (your 3X category choice remains in effect for the entire calendar year), 2X points on travel, 1X points on everyday spend.
Advertiser Disclosure: nextcard may receive compensation through our partnership with advertisers when you click on links to offers on this page. Terms apply to the offers listed on this page. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airlines or hotel chain.